Short Answer

Yes. In North Carolina, you can usually keep your personal injury case moving even if a hospital or clinic is slow to send medical records, but delays can affect how quickly your lawyer can verify treatment, calculate damages, and send a demand. The bigger risk is not the demand timeline—it is missing the lawsuit filing deadline, which is often three years for personal injury claims. If records are dragging, your lawyer can escalate requests, narrow what is requested, and (if needed) file suit to preserve the deadline and use formal discovery tools to obtain records.

Understanding the Problem

In North Carolina, can you keep a personal injury claim moving when your lawyer is waiting on medical bills and records from your treatment providers before sending a pre-demand verification and then issuing a demand?

Apply the Law

North Carolina law does not require you to wait for every medical record before you take the next step in a personal injury claim. Practically, though, insurers usually expect a demand package to include supporting records and itemized bills so they can evaluate what treatment you received, whether it relates to the incident, and what your claimed losses are. Separately, North Carolina has firm time limits to file a lawsuit in court. For many negligence-based personal injury claims, the limitations period is three years, and filing suit on time matters even if records are still outstanding.

Key Requirements

• Signed authorization: Most providers will not release records without a properly completed HIPAA-compliant authorization that identifies the patient, the provider, the date range, and where to send the records.
• Clear scope of request: Narrow, specific requests (date range, departments, billing vs. chart notes) often move faster than broad “everything ever” requests.
• Payment of allowable copy fees: Providers may charge copying and handling fees for medical records, and delays sometimes happen when a request is waiting on payment or clarification of charges.
• Preserving the lawsuit deadline: Even if negotiations are ongoing, you must still file suit before the statute of limitations expires (unless a specific exception applies).
• Proper forum and tools if suit is filed: Once a lawsuit is filed, North Carolina civil procedure allows formal discovery (including subpoenas) to obtain records from non-parties like hospitals and clinics.

What the Statutes Say

• N.C. Gen. Stat. § 90-411 (Medical record copy fees) - Allows health care providers to charge regulated, “reasonable” fees for copying and providing medical records.
• N.C. Gen. Stat. § 1-52 (Three-year limitations period) - Sets a three-year statute of limitations for many personal injury claims (with specific rules and exceptions in the statute).
• N.C. Gen. Stat. § 1-17 (Tolling for minors and other disabilities) - Explains when the statute of limitations may be paused for certain legal disabilities, such as being under 18.

Analysis

Apply the Rule to the Facts: Here, your claim is still in the pre-demand stage because the firm is waiting on medical bills and records before sending a pre-demand verification and then issuing a demand. That delay can slow negotiations because the demand is usually stronger when it is supported by complete records and billing. But you can still move the case forward by (1) tightening the record request process and (2) making sure the lawsuit filing deadline is protected even if providers remain slow.

Process & Timing

1. Who files: Usually your attorney (or you, if unrepresented). Where: With the medical provider’s records department (often called “medical records,” “health information management,” or “ROI”). What: A signed medical authorization plus a written request that lists the exact date range and the exact items needed (for example, billing ledger and ER/hospital records). When: As soon as treatment begins and again after major treatment milestones; do not wait until the end if the statute of limitations is approaching.
2. Escalate and document: If the provider is slow, your lawyer can confirm the request was received, ask whether fees are due under the provider’s process, correct any technical issues (wrong fax number, missing initials, wrong date range), and request partial production (bills now, chart later). Keeping a written log of follow-ups helps show the delay is on the provider side.
3. Protect the court deadline if needed: If the statute of limitations is getting close, your lawyer may recommend filing a lawsuit in the appropriate North Carolina trial court to preserve the claim. After suit is filed, the parties can use formal discovery tools to obtain records from non-parties, which often gets faster compliance than informal requests.

Exceptions & Pitfalls

• Waiting for “perfect” records can cost you the deadline: A demand package is optional; the statute of limitations is not. If time is short, filing suit may be the safer move.
• Overbroad requests slow things down: Asking for “all records ever” can trigger longer review and higher fees. A targeted request (specific dates and departments) often moves faster.
• Authorization errors: Missing signatures, missing date ranges, or unclear recipient information can cause silent rejections. Providers may not always tell you what is wrong unless you follow up.
• Fees and invoices: Providers can charge copying fees under North Carolina law. If an invoice is issued and not paid promptly, the request may stall.
• Special record types: Some categories (for example, certain mental health or substance use treatment records) can require additional, specific authorization language and may take longer to release.

Conclusion

Yes—under North Carolina law, you can keep your personal injury case moving even if a hospital or clinic is slow to send records, but the delay can slow demand negotiations and case valuation. The key is to keep pressure on the records process while protecting the lawsuit filing deadline, which is often three years in North Carolina personal injury cases. The most important next step is to have your attorney calendar the limitations date and, if needed, file the lawsuit before it expires.

Talk to a Personal Injury Attorney

If you’re dealing with a personal injury claim that is stalled because medical providers are slow to send records and bills, our firm has experienced attorneys who can help you understand your options and timelines. Reach out today. Call [CONTACT NUMBER].

Disclaimer: This article provides general information about North Carolina law based on the single question stated above. It is not legal advice for your specific situation and does not create an attorney-client relationship. Laws, procedures, and local practice can change and may vary by county. If you have a deadline, act promptly and speak with a licensed North Carolina attorney.