Argue for actual medical costs.
Medical lien holders often include charges for treatment that is not accident-related. For example, hospitals often charge for room and board and other service fees or fail to accurately present the bills and records related to your injuries. A comprehensive medical billing audit will establish what medical treatment was related to your collision and whether the treatment was reasonably priced. It is important to establish that all unrelated or unreasonable medical expenses should not be considered part of the medical lien.
- Make the fairness argument, and remember a little kindness goes a long way.
Making a fairness argument can be effective in getting a lien holder to reduce their lien. Lien holders are humans, so making fairness arguments may strike a chord. Also, remember to be kind, and try to build a rapport with whoever holds the lien. Some tried and true arguments are:
- You may require additional treatment, and you may need some of the settlement money to pay for that care.
- You need the settlement or award money to pay your bills because the injuries sustained prevent you from working.
- Your continuing treatment costs still have to come out of the settlement.
- Some of the settlement or award is for your continuing pain and suffering.
- Do your research, know your rights, and know the lien holder.
When negotiating, it is important to be prepared and knowledgeable about the subject about which you are negotiating. Most lien holders negotiate for a living. Showing that you are knowledgeable and well-prepared will prove to them that you are serious. Furthermore, being aware of your rights can protect you from being taken advantage of by a lien holder. Know how much you are obligated to pay and what payments may be required to satisfy non-lien obligations.
Also, it is always a good idea to know a little about who you are negotiating with. Take a look at their website for mission statements and remind them of their mission, which may be some form of helping those in need.
- Hire an attorney.
The tactics listed above are by no means exhaustive, and an experienced personal injury attorney can assist you in ensuring that you receive the maximum net amount from your recovery. Negotiating with a medical provider can be difficult and stressful; thus, hiring a personal injury attorney may help alleviate such stress and ensure that your recovery reaches its fullest potential.