What should I do if the crash report has an error and is not available yet? — Durham, NC

Woman looking tired next to bills

What should I do if the crash report has an error and is not available yet? — Durham, NC

Short Answer

Do not wait for the corrected crash report before protecting your injury claim. In North Carolina, the report can be useful, but your claim may also depend on photos, witness information, medical records, vehicle damage, and proof that the crash caused or worsened your symptoms. The biggest caveat is timing: waiting on a report correction does not automatically extend any lawsuit deadline.

Why an Unavailable or Incorrect Crash Report Matters

A North Carolina crash report often becomes one of the first documents an insurance adjuster reviews after a Durham car accident. It may list drivers, passengers, vehicles, insurance information, crash location, road conditions, a diagram, contributing circumstances, and whether injuries were reported at the scene.

But a crash report is not the entire case. It is a starting point. If the report is delayed because an error must be corrected, you should work on the parts of the claim that do not depend on the final report. This is important when you are treating for symptoms such as headaches or worsened back pain and when you have a prior low back injury that the insurance company may ask about.

Under N.C. Gen. Stat. § 20-166.1, reportable North Carolina crashes are investigated and reported through the appropriate law enforcement and Division of Motor Vehicles process. In plain English, the law explains when crash reports are made, forwarded, and available, but it does not mean every report is correct the first time or that an injury claim must stop until the report appears.

Steps to Take While the Crash Report Is Being Corrected

If the report is not available yet because an agency correction is needed, take organized, practical steps now.

  1. Find out what is wrong and who can fix it. Ask whether the issue involves the investigating officer, the local law enforcement agency, or the N.C. Division of Motor Vehicles. Common problems include a misspelled name, incorrect vehicle information, wrong insurance details, a location error, an inaccurate diagram, or missing injury information.
  2. Keep written notes of every contact. Save the date, agency name, person you spoke with, phone number, email address, and what they said about the correction. If you submit documents, save copies.
  3. Request a corrected or supplemental report if appropriate. Some errors can be addressed by the investigating officer or agency. Do not assume an adjuster will correct the issue for you.
  4. Do not rely only on the report to prove fault. Gather independent evidence, including photos, videos, witness names, damage estimates, repair records, and any available 911, EMS, or tow records.
  5. Tell the insurer the report is pending, but be careful with detailed statements. It is usually fine to confirm that the official report is being corrected. Be cautious about accepting blame, guessing about facts, or giving a recorded statement before you understand the claim issues.

Evidence to Preserve Before Memories Fade

When a report is delayed, evidence can disappear. Skid marks fade, vehicles get repaired, cameras overwrite video, and witnesses become harder to reach. Try to save or gather:

  • Photos of the vehicles, roadway, traffic signs, debris, and visible injuries.
  • The other driver’s name, contact information, insurance information, and license plate number.
  • Names and phone numbers for passengers, witnesses, responding officers, tow companies, and EMS providers.
  • Medical visit summaries, chiropractic records, bills, referrals, work notes, and discharge paperwork.
  • A simple symptom timeline showing when headaches, back pain, or other symptoms began or worsened.
  • Records showing your condition before the crash, if a prior low back injury may become an issue.
  • Insurance letters, claim numbers, emails, texts, and adjuster notes.

This evidence can help fill the gap while the crash report is unavailable. It can also help address insurance arguments about injury causation, treatment gaps, prior injuries, or whether the collision was serious enough to cause the symptoms being claimed.

How a Prior Low Back Injury Can Affect the Claim

A prior back injury does not automatically defeat a North Carolina personal injury claim. The key issue is often whether the crash caused a new injury, worsened an old condition, or triggered symptoms that had been stable before the collision.

Insurance companies often look closely at pre-existing conditions, chiropractic treatment, delays in treatment, gaps between visits, prior claims, and whether the crash report says an injury was reported. These facts do not automatically end a claim, but they can become points of dispute. That is why clear medical documentation matters.

Useful documentation may include records showing your low back condition before the crash, records from after the crash, and treatment notes that describe changes in symptoms, functional limits, headaches, pain levels, and what you reported to your providers. You should describe your history accurately. Hiding a prior injury can damage credibility, while clear records may help separate old problems from new or worsened symptoms.

North Carolina Fault Issues Still Matter

If the crash report has an error about fault, direction of travel, lane position, traffic control, or the vehicles involved, treat that as important. North Carolina allows contributory negligence as a defense in many injury cases. In practical terms, if the defense proves that the injured person’s own negligence helped cause the crash, it can create serious problems for the claim.

The party raising contributory negligence generally has the burden of proof under N.C. Gen. Stat. § 1-139. That means the evidence should address both sides of the issue: what the other driver did wrong and why your own actions were reasonable under the circumstances.

For example, if a report mistakenly suggests you changed lanes, ran a light, failed to yield, or did not report an injury, you should not ignore it. A correction request, witness statement, photos, dash camera footage, or medical documentation may help clarify the record.

Do Not Let the Report Delay Control Your Deadline

For many North Carolina personal injury claims, N.C. Gen. Stat. § 1-52 provides a three-year filing period for many injury and property-damage lawsuits. Some claims have different rules, and the correct deadline depends on the facts.

The important point is simple: claim discussions with an insurer, treatment appointments, and waiting for a corrected crash report do not automatically pause or extend the time to file a lawsuit. If there is any concern about timing, get the deadline reviewed promptly.

How This Applies to Your Situation

If you are pursuing a North Carolina car accident injury claim, receiving chiropractic treatment, and dealing with headaches and worsened back pain, the unavailable crash report should not be the only focus. It is important to keep treating records organized, document symptoms accurately, and preserve proof of how your condition changed after the crash.

Because a prior low back injury may be raised by the insurance company, it may help to gather records from before and after the collision. The goal is not to pretend the prior injury did not exist. The goal is to show, with records and facts, what changed after the crash and whether the collision aggravated the earlier condition.

At the same time, follow up with the proper agency about the report correction. Ask what is being corrected, when the corrected report may be available, and how you can request a copy. Keep copies of every email, form, and note related to the correction.

When Wallace Pierce Law May Be Able to Help

Wallace Pierce Law may be able to help with a Durham car accident claim when the crash report is delayed, incomplete, or inaccurate. The firm can review the report issue, identify what other evidence may support fault, and help organize medical records related to headaches, back pain, chiropractic care, and prior low back problems.

The process may include communicating with insurance representatives, reviewing available records, tracking the corrected report, evaluating causation issues, and helping you understand how North Carolina rules may affect the claim. No attorney can promise how an insurer, judge, or jury will view a disputed report or prior injury, but a careful review can help you make informed decisions.

Talk to a Personal Injury Attorney in Durham

If your question involves injuries, insurance, fault, medical documentation, settlement paperwork, or a possible deadline, speaking with a licensed North Carolina attorney can help clarify your options. Call 919-313-2737 to discuss what happened and what steps may make sense next.

Disclaimer: This article provides general information about North Carolina personal injury law based on the single question stated above. It is not legal advice and does not create an attorney-client relationship. It is not medical advice, tax advice, or insurance policy interpretation. Laws, procedures, and local practice can change and may vary by county. If there may be a deadline, act promptly and speak with a licensed North Carolina attorney.

Categories: 
close-link