Firm news
Accident Q&A series
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What medical records and bills can support a request for additional compensation?
Complete, updated records and itemized bills can support a request for additional compensation when they document the injury, connect it to the accident,…
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What happens to my injury claim if a second doctor disagrees with the first doctor's diagnosis?
A second doctor’s disagreement does not automatically end or invalidate your injury claim.
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What can I do if the other driver's insurer withdraws its total-loss offer and denies responsibility?
You can challenge the denial, ask for its complete written basis, preserve the disputed evidence, consider a claim under your own collision coverage, and…
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How can video footage and vehicle damage be used to dispute the reported speeds and fault determination?
Video footage and physical vehicle damage can be compared with the police report to test whether reported speeds, vehicle movements, and fault conclusions are…
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How can I challenge an insurance company's decision that my car was at fault?
You can challenge the decision by requesting the insurer’s reasoning and evidence in writing, preserving the original video and crash materials, and…
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How can I challenge a police report or an insurer's estimate of the vehicles' speeds?
You can challenge a speed estimate by identifying how it was calculated and comparing it with objective evidence, such as video, roadway measurements, vehicle…
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How can future medical treatment be considered as part of my injury claim?
Future medical treatment may be included in a North Carolina injury claim when reliable medical evidence shows that the care is reasonably necessary, related…
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Does a police report conclusively determine who is responsible for a car accident?
No. A North Carolina police report can influence an insurance company’s fault decision, but it does not conclusively determine civil responsibility for a car…
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Can recommended injections or possible surgery be considered even if I have not undergone those treatments yet?
Yes. Recommended injections or possible surgery may be considered as future medical needs in a North Carolina personal injury claim even if you have not…
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Can I recover for my totaled car even though I was not driving it when the accident happened?
Yes, a vehicle owner may be able to recover for a totaled car even when someone else was driving.
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Can I obtain the surveillance footage an insurance company used to deny my property damage claim?
Possibly, but a request alone may not force another driver’s insurance company to provide surveillance footage before a lawsuit is filed.
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Can I bring a small claims case against the other driver to recover the value of my totaled car and satisfy the lien?
Yes, a vehicle owner may be able to sue the other driver in North Carolina small claims court if the property-damage claim does not exceed the court’s…
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Can getting a second medical opinion affect my underinsured motorist claim?
Yes, a second medical opinion can affect an underinsured motorist claim, but seeking one does not automatically help or hurt the claim.
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Can an insurance company withdraw a total-loss offer after reviewing a police report?
Yes, an insurance company may be able to withdraw a total-loss offer after reviewing new evidence, especially if the offer was preliminary, conditional, or…
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What is the current status of our related personal injury claims?
Based on the information provided, the related personal injury claims appear to remain active but are at different stages.
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What does it mean when a personal injury demand is awaiting lien verification?
It usually means the claim team is confirming whether medical providers, health plans, or government benefit programs have a right to repayment from any…
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What can I do if my vehicle settlement does not cover the remaining auto loan?
You may be able to challenge the vehicle valuation, make a claim under guaranteed asset protection coverage, or arrange payment of the remaining balance with…
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What can happen if the insurance companies do not respond to a settlement demand?
An insurer’s silence does not automatically accept the settlement demand, admit fault, or require payment.
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Has the firm received all of the medical records needed for my child's personal injury claim?
No. Based on the current information, records from one medical provider are still outstanding.
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Could gap insurance cover the difference between the settlement and what I still owe?
Yes, GAP protection may cover some or all of the difference if the vehicle was declared a total loss, the protection was active, and the claim satisfies the…
