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Med Pay Coverage

Medical Payment (MedPay) Coverage in North Carolina

Contact Our Durham Car Accident Lawyers for a Free Consultation

By law, North Carolina automobile insurance policies must include several types of coverage within their terms, including under-insured motorist coverage and uninsured motorist coverage. However, medical payments coverage, which is contained in some North Carolina car insurance policies, is optional and may not automatically be included in your own policy. This coverage, often referred to as MedPay, reimburses you for reasonable and necessary medical and/or funeral expenses resulting from a motor vehicle collision up to the MedPay policy limit.

If you need assistance with any aspect of your personal injury claim, contact our Durham car accident lawyers at Wallace Pierce Law; call (919) 887-7892 to request a free consultation.

Who Is Eligible for MedPay?

There are a few things you should know about MedPay coverage.

To be eligible to demand and received MedPay, insurance companies will need to determine the following:

  • If you suffered an injury in a vehicle accident
  • If you incurred reasonable and necessary medical expenses as a result of the accident

Insurance policies that include MedPay coverage are designed to protect all passengers in your vehicle if they are injured as a result of the accident and incur medical expenses, regardless of who was at fault in the collision. MedPay may also provide coverage for blood relatives who reside in the same household and any vehicles driven by them. However, it is important to remember that only injuries caused directly by the accident are covered by MedPay.

Typically, MedPay provides coverage to the following individuals:

  • You (as the named insured)
  • Your spouse (living in the same household)
  • Any family member living in your residence
  • Any other person occupying your vehicle at the time of the collision
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Our top priority is to devise customized legal strategies that are tailored to the unique legal needs of our clients, no matter how simple or complicated their situations, might be.

  • $1,900,000 Wrongful Death

    The at-fault driver failed to reduce speed and collided with our client's vehicle. Our client passed away shortly after the collision.

  • $900,000 Wrongful Death

    Our client was thrown from his motorcycle and was pronounced deceased on the scene.

  • $122,000 Car Accident

    Vehicle made a left-hand turn, failing to yield the right of way.

  • $104,000 Serious Injuries

    Client was a passenger in a vehicle that was driving through an intersection when another vehicle ran a stop sign and t-boned the vehicle our client was in.

  • $104,000 Severe Injury

    We were able to not only receive policy limits for our client but were able to negotiate her medical bills and liens to ensure that she was able to keep a good portion of the settlement.

  • $102,000 Serious Injuries

    Elderly client was a passenger in a vehicle that was t-boned in an intersection where a driver failed to yield the right of way.