Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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Will the insurance company send an adjuster to inspect my damaged car?
Usually, the insurance company will arrange an inspection, but it may not send an adjuster to see the car in person.
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What is the difference between a global limits settlement and a settlement for one injured person?
A global limits settlement generally uses the policy’s total per-accident limit to resolve claims involving multiple injured people, often through an agreed…
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What injuries and medical treatment have been reported after the vehicle collision?
The injured person has reported symptoms involving the head, knee, and side of the body.
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What happens after I report a car accident to the insurance company?
After you report a car accident, the insurance company usually opens a claim, assigns an adjuster, checks available coverage, investigates fault, and reviews…
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What evidence should I preserve after being injured on a public bus?
Preserve information identifying the bus and trip, photographs, witness contacts, medical records, expense and wage documents, and every communication about…
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What does it mean when an insurance company tenders the policy limits on an injury claim?
A policy-limits tender usually means the insurance company is offering the maximum amount available under a particular liability policy and limit to settle an…
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How is an outstanding medical lien handled when a personal injury claim is resolved?
An outstanding medical lien is usually reviewed, confirmed, and addressed before the related portion of a North Carolina personal injury recovery is released.
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How can I get my car repaired after an accident?
Open a property-damage claim, give the insurer a reasonable opportunity to inspect the vehicle, and obtain a written repair estimate from a qualified shop.
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Does resolving the vehicle-damage claim affect the remaining bodily-injury claim?
Usually, resolving a vehicle-damage claim does not end a separate bodily-injury claim in North Carolina.
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Can the insurer communicate directly with an injured person about property damage when a lawyer handles only the bodily injury claim?
Yes, generally. When a North Carolina lawyer represents an injured person only for the bodily injury claim, the insurer may communicate directly with that…
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Can I receive the full bodily injury policy limits if my injuries are severe?
Yes, an insurer may pay the full bodily injury policy limits when the evidence shows that a covered person is legally responsible and the claimant’s…
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Can I pursue an injury claim if no X-rays were taken and no broken bones were diagnosed?
Yes. North Carolina law does not require an X-ray, a broken bone, or another visible injury before you may pursue a personal injury claim.
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Can I get a rental car while my vehicle is being repaired?
Yes, you may be able to get a rental car while your vehicle is being inspected or repaired after a North Carolina accident.
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Can I bring an injury claim if a folding bus seat moved and the bus started traveling before I was seated?
Yes, you may be able to bring a North Carolina injury claim if an unsafe folding seat, the driver’s decision to move before you were secure, sudden braking,…
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Can a public transit operator be responsible when a driver suddenly accelerates or brakes while a passenger is on the floor?
Yes. A public transit operator may be responsible if unsafe driving, a defective seat, poor maintenance, or another negligent act caused a passenger to fall…
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Can a medical provider reduce its lien before a personal injury settlement is distributed?
Yes. A medical provider may agree to reduce the amount it claims from a North Carolina personal injury settlement before the funds are distributed, but the…
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Are the vehicle-damage claim and bodily-injury claim handled separately after a car accident?
Yes. Vehicle-damage and bodily-injury claims are usually evaluated and resolved separately after a North Carolina car accident.
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What records should I request to verify the amount and validity of a health plan lien?
Request the governing plan documents, proof of the plan’s legal status, a claim-by-claim payment ledger, the lien administrator’s calculation, and written…
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What insurance information should I provide for the driver who hit me?
Provide the other driver’s auto insurance company, policy number, claim number, and adjuster information if you have them.
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What injuries and medical treatment are currently known for the represented claimant?
No specific injuries, diagnoses, or medical treatment are identified in the available facts.
