Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What is included in a personal injury demand letter to an insurance company?
A personal injury demand letter usually explains what happened, why the insured person or business is responsible, what injuries and losses were caused, and…
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What is a final settlement statement in a personal injury case?
A final settlement statement is the document that shows how personal injury settlement funds will be distributed before you receive the net proceeds.
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What is a final lien letter in a personal injury case?
A final lien letter is a written statement from a medical provider, health plan, government program, or other lienholder confirming the amount it claims must…
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What information should I gather after a car accident before speaking with a lawyer?
Gather the basic crash details, driver and insurance information, photos, witness information, the police report number, medical records, bills, lost-work…
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What information does an insurance adjuster usually need for a personal injury claim?
An insurance adjuster usually needs enough information to evaluate fault, injuries, medical treatment, damages, insurance coverage, and any deadline or lien…
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What information do I need to give an attorney after a motor vehicle accident?
Give the attorney every accident-related document you have, even if it seems unimportant.
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What happens if the other driver was at fault in a car accident?
If the other driver was at fault, you may be able to bring a North Carolina personal injury claim against that driver, usually handled through their auto…
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What happens if the company handling my health insurance lien merged or is hard to reach?
A merger or backlog usually does not make a health insurance lien disappear. If a valid lien or reimbursement claim may apply, settlement funds may need to be…
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What happens if my car insurance refuses to pay medical payments or personal injury protection benefits after an accident?
If your own auto insurer refuses to pay medical payments coverage or personal injury protection-type benefits, the next step is usually to get the denial in…
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What happens after the insurance company makes its first settlement offer?
The first settlement offer usually starts the negotiation phase; it is not automatically the final word.
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What happens after my personal injury attorney sends a demand to the insurance company?
After your attorney sends a settlement demand, the insurance company usually confirms receipt, reviews liability, damages, coverage, and documentation, and…
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What evidence should I gather after a low-impact car accident with neck pain?
Gather evidence that shows how the crash happened, how much force was involved, when your neck pain began, and how your symptoms affected daily life.
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What does medical payments coverage or personal injury protection cover after a car accident?
Medical payments coverage, often called MedPay, usually helps pay accident-related medical bills up to the coverage available under your own auto policy,…
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What documents are usually needed to resolve a health insurance lien after a personal injury settlement?
Usually, the health plan or its third-party administrator needs enough documents to confirm the injury date, the settlement, the medical payments it made, and…
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What can I do if my injuries are causing financial hardship while my claim is pending?
You can ask your attorney to press the insurer for confirmation, a response deadline, and prompt review of the settlement demand, but financial hardship does…
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Should an accident-related insurance affidavit list my coverage at the time of the accident or my current coverage?
Usually, an accident-related insurance affidavit should answer the exact question the affidavit asks.
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How does a police report help prove who was at fault in a car accident?
A police report can help prove fault by preserving key facts from the crash scene, including driver information, statements, conditions, diagrams, citations,…
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How does a fracture that heals poorly affect my injury settlement claim?
A fracture that heals poorly can make an injury claim more complex because it may affect medical expenses, future care needs, pain, work limits, and the…
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How do I negotiate a personal injury settlement when I do not want non-cash compensation?
You can reject non-cash compensation and counter with a cash-only settlement request, but the other side does not have to agree unless the claim is resolved…
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How do I know whether an insurance company is taking my injury claim seriously?
You can usually tell by looking at the insurer’s actions, not just its words. A serious review often includes confirming receipt of the demand, assigning an…
