Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What happens if multiple people in the same car were injured in a crash?
Each injured person may have a separate North Carolina personal injury claim, even if everyone was riding in the same vehicle.
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What happens after my lawyer sends a settlement counteroffer to the insurance company?
Usually, the insurance company reviews the counteroffer, compares it to the claim file, and responds with an acceptance, another offer, a request for more…
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What happens after my lawyer reviews the insurance company’s position with me?
After your lawyer reviews the insurance company’s position with you, the next step is usually to clarify the insurer’s reasoning, respond with any missing…
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What evidence do I need for a pothole injury claim when no other vehicle was involved?
You usually need evidence showing where the pothole was, how serious it was, who had responsibility for that roadway, whether that entity knew or should have…
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What evidence do I need for a car accident injury claim?
You need evidence that shows how the crash happened, why the other driver was at fault, how the crash caused your injuries, and what losses you have.
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What does excess liability coverage mean in a personal injury claim?
Excess liability coverage usually means insurance that may apply only after the primary liability insurance has been used up or otherwise reached under the…
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Should I accept the first settlement offer from the insurance company?
Usually, you should not accept the first settlement offer until you understand what it covers, what it gives up, and what will be paid from it.
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How does the primary insurance claim affect an excess liability claim?
The primary insurance claim usually drives the excess liability claim because the excess insurer often waits to see whether primary coverage applies, whether…
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How does public health insurance affect medical bills in a car accident injury claim?
Public health insurance may pay some accident-related medical bills, but it can also create reimbursement rights that must be handled before settlement funds…
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How do multiple insurance policies affect settlement of a personal injury claim?
Multiple insurance policies can affect which insurer reviews the claim, when settlement money may become available, and what steps must happen before payment.
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How do I prove my injuries if I do not remember all of the hospital tests or medical details?
You can often prove your injuries even if you do not remember every hospital test, diagnosis, or medical detail.
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How do I make sure my injury claim is properly documented for the insurance company?
You help document an injury claim by giving the insurance company organized proof of what happened, how you were hurt, what treatment you received, and how…
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How do I decide whether to accept or reject an insurance settlement offer?
You decide by comparing the offer to the proven value and risks of your North Carolina personal injury claim, including fault disputes, medical bills, liens,…
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How can I respond to an insurance company's first settlement offer after an accident?
You can respond to the first settlement offer by treating it as a starting point, not a final answer.
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How can I protect my injury claim when communicating with an insurance company?
You can protect your injury claim by keeping insurance communications accurate, brief, documented, and consistent with the evidence.
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How can I deal with insurance after a motor vehicle accident?
Start by reporting the crash, opening the right claim, and keeping every insurance communication, bill, photo, and repair document organized.
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Can the insurance company refuse to negotiate after I make a counteroffer?
Yes. An insurance company can usually refuse to keep negotiating after you make a counteroffer, especially if it believes its prior offer is final or that…
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Can my medical treatment after the emergency room be included in my injury claim?
Yes. In a North Carolina personal injury claim, treatment after the emergency room may be included if it is reasonably connected to the accident, supported by…
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Can my lawyer handle discussions with the insurance company after an injury claim?
Yes. If you have a lawyer for your North Carolina injury claim, your lawyer can usually communicate with the insurance company about liability, medical…
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Can my child have a separate injury claim after being hurt in the same car accident?
Yes. In North Carolina, a child who is hurt in the same car accident may have a separate injury claim for the child’s own injuries, even if a parent or…
