Insurance companies typically take the liberty of providing you with a recommendation for an auto body shop to fix the harm done to your vehicle. However, you have the right to choose your own car repair service to fix your collision damage.
Insurance companies will cover repairs if your policy covers it, and then they will ask you to use an “approved mechanic.” This usually means that the insurance company has worked with the particular auto shop before and has an established relationship.
Insurance companies prefer this route because it is cheaper and easier on their part. However, that is not always going to be the case for you. There are pros and cons to using the shop the insurance company recommends. Here are things you can consider before making the choice that is best for you.
It is Easier
It is much easier for you not to have to deal with the hassle of finding another company to give you an estimate for the cost of your damages. It is far less work for you to go ahead and use the company that has already been placed in front of you.
It is Quicker
The paperwork will be handled easily because the insurance provider has worked with the company on numerous occasions before. You also typically won’t have to deal with the finances because your insurance cuts the check and sends it straight to the body shop.
Because your insurance has such a good relationship with the shop they recommend, it is very common that the people working on your car have a great reputation and will handle your vehicle with diligence and care.
Their Connection is with Your Insurance Provider
Since you have no relationship with these people, recommended body shops tend to have the insurance company’s best interest at heart rather than you as the customer.
If you have been loyal to a particular shop in the past, using the recommended mechanic might lead you to work with someone unfamiliar with your vehicle. Even if they are good, they might not be as good as someone who has worked on your car numerous times before.
Where to Turn If You’ve Been in an Accident
If you are suffering injuries or damages to your vehicle due to a car collision, we want to help you. Our team of experienced attorneys is more than ready to help you navigate through the details of your case.
Call today at (919) 887-7892 to schedule your free consultation. Our team at Wallace Pierce Law wants to do our best to get you the financial compensation you deserve.