Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What happens if neither insurance company accepts responsibility for my claim?: North Carolina
In North Carolina, if the at-fault driver is uninsured and neither insurer accepts responsibility, you can pursue your own uninsured motorist (UM)…
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How long should I expect my uninsured motorist claim to take when insurers are disputing coverage?
There is no fixed timeline in North Carolina. Straightforward uninsured motorist (UM) claims can resolve in months, but a coverage dispute between…
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How do I respond when a claim is reassigned to a new adjuster in the middle of negotiations?: North Carolina Personal Injury
In North Carolina, treat a reassignment as a chance to re-anchor your demand and confirm the record. Send the new adjuster a concise summary of…
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How do I respond if the insurance company low-balls my personal injury claim?
In North Carolina, answer a low offer with a documented counter-demand that proves liability, connects your injuries to the crash, and substantiates…
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How do I determine how much I can recover under my uninsured motorist policy?: North Carolina
In North Carolina, your uninsured motorist (UM) recovery is capped at your UM policy limits and cannot exceed your proven damages. In some…
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How can I negotiate a settlement with the at-fault driver’s insurance after a hit-and-run collision?
In North Carolina, you can negotiate directly with the at-fault driver’s liability insurer by presenting a clear, documented demand that proves…
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How can I make sure my medical bills get paid if I didn’t sign an assignment of benefits at the hospital?
In North Carolina, your medical bills can still be paid even if you did not sign an assignment of benefits. Hospitals, doctors, and ambulance…
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Can I still recover compensation if the at-fault driver had no insurance at the time of the accident?: Answered for North Carolina
Yes. In North Carolina, if the at-fault driver is uninsured, you can pursue your own uninsured motorist (UM) coverage for bodily injury and, in many…
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Can I recover medical expenses for my children who were in the crash with me?: North Carolina
Yes. In North Carolina, a parent can recover the reasonable and necessary medical expenses of an unemancipated minor injured in a crash. Your child…
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Can I recover lost wages and out-of-pocket medical costs once liability is accepted?: Answered for North Carolina
Yes. In North Carolina, once the insurer for the at-fault driver accepts liability, you can seek economic damages such as lost wages and reasonable,…
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Can I challenge an insurer’s breakdown of my medical bills if it underestimates my treatment costs?: Here’s how to push back under North Carolina law
Yes. In North Carolina, you can and should challenge a low medical-expense valuation by providing proof that your treatment was related to the…
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What should I do if the insurance adjuster disputes the diminished value appraisal?
In North Carolina, you respond by substantiating the diminished value with solid documentation and a clear methodology, then negotiate or escalate.…
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What factors do insurers consider when valuing a personal injury claim beyond medical expenses?: North Carolina guide
In North Carolina, insurers look first at liability (who is at fault) and available insurance coverage. Beyond medical bills, they consider lost…
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What deadlines apply to my personal injury claim in North Carolina after dismissal?: Clear timelines under North Carolina law
In North Carolina, most personal injury claims must be filed within three years. If your earlier case was voluntarily dismissed without prejudice…
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Is it worth going to trial instead of accepting a lower settlement given potential litigation costs?: North Carolina personal injury cases
In North Carolina, going to trial only makes financial sense if you are likely to win more than the insurer’s offer by enough to cover added costs,…
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How do I formally reject a settlement offer and take my case to court?
In North Carolina, you reject an insurance settlement by telling the insurer in writing that you decline the offer and will pursue litigation, then…
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How can I revive my personal injury claim that was dismissed without prejudice after many years?: North Carolina Personal Injury
In North Carolina, you can refile a case once within one year after a voluntary dismissal without prejudice if the original case was timely and…
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How can I recover the appraisal fee for diminished value from the insurance company?
In North Carolina, you can seek reimbursement of a reasonable, necessary diminished value appraisal fee as part of your property damage claim against…
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Can I include appraisal costs in my property damage claim with the insurer?: Under North Carolina law
Often, yes—especially in a third-party claim against the at-fault driver’s insurer—if the appraisal fee was reasonable and necessary to prove your…
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Can I file a new lawsuit for a fall that happened long ago if my first case was dismissed?: Clear North Carolina guidance
In North Carolina, you can usually refile a personal injury lawsuit that was dismissed without prejudice if you file within the one-year “savings”…
