Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What happens if there is a gap in treatment—can the insurer use that to deny later medical bills?
Yes. In North Carolina, an insurance carrier often argues that a gap in treatment means your later symptoms (and later bills) were not caused by the crash, or…
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What happens if the insurance adjuster says they can’t reach the at-fault driver and keeps mentioning a short deadline—does that affect my claim?
Usually, no. In North Carolina, an insurance adjuster’s “short deadline” is often an internal company deadline, not the legal deadline that controls your…
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What happens if my doctor recommends more treatment after I thought I was done?
In North Carolina injury claims, it is common for a doctor to recommend more treatment after you thought you were finished.
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What happens if I don’t submit medical bills within the insurer’s timeframe and the claim file gets closed?
In North Carolina, an insurer “closing” a claim file because you did not send bills or records by its requested deadline usually does not end your legal right…
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Is the cost to repair my car part of my personal injury claim, or is that handled separately as property damage?
In North Carolina, the cost to repair your car is typically handled as a property damage claim, not the “bodily injury” (personal injury) part of your case.
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How long should I keep treating if my symptoms are improving but not fully gone?
In North Carolina personal injury cases, you generally should keep treating as long as your provider believes continued care is medically appropriate and your…
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How is my pain and suffering calculated if my medical bills were mostly paid by insurance instead of being the full billed amount?
In North Carolina, “pain and suffering” is not calculated by a fixed formula, and an insurance company is not required to use a multiplier based on your…
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How does ongoing PTSD treatment affect the value or timing of my personal injury claim?
In North Carolina, ongoing PTSD treatment can affect both timing and value because insurers (and juries) usually want a clear picture of your diagnosis, how…
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How does a police report affect my injury claim and what if it doesn’t clearly assign fault?
In North Carolina, a police crash report can help your injury claim by documenting basic facts like the drivers involved, the location, witness information,…
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How do medical bills get handled if my health insurance paid some of the treatment after the crash?
In North Carolina, your health insurance may pay your crash-related treatment up front, but that does not always end the story.
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How do I send my accident-scene photos and other documents to my lawyer so they can be used in my case?
In North Carolina personal injury cases, the safest approach is to send your accident-scene photos and documents in a way that preserves the original files…
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How do I prove the other driver was at fault if they turned left and hit me?
In North Carolina, a left-turn driver usually must yield to oncoming traffic before turning.
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How do I prove the other driver was at fault if they hit me from behind while I was turning?
In North Carolina, you usually prove fault in a rear-end crash by showing the trailing driver failed to keep a safe following distance and failed to maintain…
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How do I know whether I should sign the insurance company’s documents after a car accident?
In North Carolina, you should usually not sign the other driver’s insurance company’s documents until you understand exactly what they do—especially anything…
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How do I get my vehicle repairs and other accident-related costs covered when there’s no injury?
In North Carolina, you can still pursue a property-damage claim even if you were not physically injured.
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How do I find out whether an emergency-room visit will generate separate bills for the hospital and the emergency physician?
In North Carolina, an emergency-room visit often results in more than one bill because the hospital typically bills a “facility” charge and the emergency…
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How can I get the insurance companies to stop calling me and communicate through my lawyer instead?
In North Carolina, the practical way to stop insurance adjuster calls is for your lawyer to send a written “letter of representation” telling the insurers you…
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Do I need to collect my own medical records and bills, or will the law firm request them from the providers?
In most North Carolina personal injury cases, your law firm will request your medical records and itemized bills directly from your providers after you sign…
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Can the insurance company deny coverage because the vehicle or driver wasn’t scheduled on the policy, even if the company is insured?
Yes—an insurer can deny coverage if the policy does not actually cover the truck involved in the crash or if the driver does not qualify as an “insured” under…
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Can the hospital confirm in writing that an emergency-room visit has a zero balance and is fully closed out?
Yes—under North Carolina practice, you can ask the hospital’s billing office for written confirmation that the hospital account for a specific emergency-room…
