Firm news

Articles from the firm

Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.

  1. Accident Q&A series

    Can I reject a low initial offer from an insurance company?: North Carolina

    Yes. In North Carolina, you do not have to accept the insurance company’s first offer. You can reject it and make a counter-demand supported by your…

  2. Accident Q&A series

    Can I recover compensation for being without my car after it was totaled?

    Yes. In North Carolina, you can usually recover “loss-of-use” damages when another driver’s negligence totals your car. The amount is based on the…

  3. Accident Q&A series

    Can I negotiate down my medical bills once I accept a personal injury settlement?

    Yes. In North Carolina, medical providers can claim statutory liens against your personal injury recovery, but the total of perfected provider liens…

  4. Accident Q&A series

    Can I negotiate a higher settlement when I switch physical therapists after an accident?

    Yes—switching providers does not automatically lower your North Carolina injury settlement. Insurers often question gaps in treatment and changes in…

  5. Accident Q&A series

    Can I move forward with my injury claim without lien or policy information?

    Yes. In North Carolina you can continue investigating, make a claim, and, if needed, file a lawsuit even if you don’t yet have medical lien…

  6. Accident Q&A series

    Can I get reimbursed for the co-pays and deductibles I paid in a personal injury case?

    Yes. In a North Carolina personal injury settlement, your reasonable, accident‑related co-pays and deductibles are part of your recoverable medical…

  7. Accident Q&A series

    Can I change or negotiate the standard release language after I’ve signed it electronically?: North Carolina Personal Injury

    Usually no. In North Carolina, an electronic signature is as enforceable as pen-and-ink. Once you sign a settlement release, you cannot unilaterally…

  8. Accident Q&A series

    What should I do if I’m still in severe pain and need additional treatment after my accident?

    In North Carolina, seek prompt, appropriate medical care and follow your providers’ instructions—this both protects your health and meets your legal…

  9. Accident Q&A series

    What happens if the other driver’s insurer denies liability after a traffic accident fault finding?: Practical steps under North Carolina law

    In North Carolina, an insurer’s denial does not end your claim. Civil fault is decided under negligence rules in court or by settlement, not by a…

  10. Accident Q&A series

    What happens if my injuries require both physical therapy and chiropractic care during my claim?: North Carolina personal injury claims

    In North Carolina, you can pursue a personal injury claim that includes both physical therapy and chiropractic care. These medical expenses are…

  11. Accident Q&A series

    How long does it typically take to resolve a property damage claim after a car crash?

    In North Carolina, straightforward car damage claims with clear liability and available parts often resolve within 2–6 weeks from the date you report…

  12. Accident Q&A series

    How can I file an auto insurance claim for car repairs when the police report says I was at fault?: Practical North Carolina guidance

    In North Carolina, you can and should open a claim with your own insurer for collision or comprehensive coverage even if the police report lists you…

  13. Accident Q&A series

    Can I still contest my fault in the accident to get insurance to cover repair costs?

    Yes. In North Carolina, a police officer’s ticket or fault notation does not decide civil fault for insurance. You can challenge liability with the…

  14. Accident Q&A series

    Can I file a personal injury claim if I’ve only been treated at urgent care and in physical therapy?

    Yes. In North Carolina, you can pursue a personal injury claim even if your care has been through urgent care and physical therapy only. The law…

  15. Accident Q&A series

    Can I add my car to a relative’s policy or use their insurance after being at fault in a crash?: Clear guidance for North Carolina drivers

    In North Carolina, you generally cannot add your car to a relative’s insurance after a crash to cover a loss that already happened. Coverage depends…

  16. Accident Q&A series

    What’s the process for submitting signed release forms and getting my medical records?: North Carolina personal injury

    In North Carolina, you send a HIPAA-compliant written request or provider release form to each facility’s Health Information Management (HIM)/Medical…

  17. Accident Q&A series

    What steps should I take to confirm medical liens from my health insurer and hospitals before settlement?: North Carolina guidance

    In North Carolina, confirm every medical lien in writing before you sign your settlement statement. Ask each provider and health plan for an itemized…

  18. Accident Q&A series

    What should I do if a lien amount on my settlement statement seems incorrect or unverified?: North Carolina personal injury settlements

    In North Carolina, do not approve or pay a medical lien you cannot verify. First, demand an itemized bill and related records from the provider and…

  19. Accident Q&A series

    What options do I have if an EMS provider never ran my claim through insurance?: Practical options under North Carolina law

    In North Carolina, EMS and other medical providers can claim a lien against your personal injury settlement, but all provider liens together are…

  20. Accident Q&A series

    What is the process for signing off on a settlement statement and receiving my disbursement check?: North Carolina personal injury settlements

    In North Carolina, your lawyer prepares a detailed settlement statement showing the gross settlement, attorney’s fees and costs, all medical…

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