Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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Can I stop treatment if my neck pain has improved but has not fully resolved?
Yes, you generally control whether to continue treatment, but you should not make that decision solely because of the personal injury claim.
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Can I still pursue compensation if the police report assigns me part of the fault?
Yes, you may still investigate and pursue compensation because a police report is not a final legal ruling on fault.
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Can I start physical therapy recommended by my chiropractor while my personal injury claim is still open?
Yes, you generally can begin physical therapy while your North Carolina personal injury claim remains open.
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Can I challenge a police report that says both drivers were equally at fault?
Yes. You may ask the investigating agency to correct factual errors or add information, but an officer is not required to change an opinion simply because you…
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Can an insurance supervisor evaluate a claim and continue negotiations after an initial settlement offer?
Yes. An insurance supervisor can often review a personal injury claim and continue negotiations when the assigned adjuster is unavailable, although the…
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Can additional documents be required after a settlement agreement has been signed?
Yes. Signing a settlement agreement does not always complete every step required before personal injury settlement proceeds can be disbursed.
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Can a chiropractor refer a personal injury patient to physical therapy if the therapy provider requires a primary care referral?
A chiropractor may recommend physical therapy and provide relevant treatment records, but that may not satisfy a therapy provider’s requirement for a referral…
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Will I be able to review the demand before it is sent to the insurance company?
Yes. In the situation described, the firm plans to obtain your approval before sending the personal injury demand to the insurance company.
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Why does my attorney need records from every medical provider before sending a demand to the insurance company?
Your attorney generally needs records and bills from each provider involved in your injury care so the demand accurately explains your diagnoses, treatment,…
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What is the current status of my personal injury claim?
Your claim is in the medical-document collection and pre-demand review stage. Wallace Pierce Law has received your chiropractic records but is waiting for…
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What happens to my injury claim while my medical bills and records are still outstanding?
Your injury claim usually remains open and continues to be developed while requested medical bills and records are outstanding.
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What happens if the total-loss payment does not cover what I still owe on the vehicle?
You will usually remain responsible for the unpaid loan balance unless gap coverage, a guaranteed asset protection waiver, or another contract covers some or…
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What happens if a personal injury claim settles before the health plan finishes reviewing its reimbursement claim?
The settlement can usually move forward, but the health plan’s possible reimbursement claim does not disappear simply because the injury claim settled first.
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What happens after all of my medical bills and records are received?
After all medical bills and records are received, they are reviewed for completeness, accuracy, and connection to the injury claim.
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What can I do if the insurance company ends my rental car coverage after declaring my vehicle a total loss?
You can ask for the decision in writing, request a short extension, and document why you still need replacement transportation.
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How will the potential settlement value of my personal injury claim be determined?
Your claim’s potential settlement value will be determined by the strength of the liability evidence, the nature and duration of your injuries, documented…
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How should I decide the lowest car accident settlement I am willing to accept?
Set your lowest acceptable car accident settlement by comparing the likely net amount you would receive with your documented losses, the effect of the…
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How is pain and suffering valued when a car accident significantly disrupted my life?
Pain and suffering is valued by considering how the car accident affected your physical comfort, emotional well-being, independence, work, relationships, and…
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How does gap coverage apply when a vehicle is declared a total loss?
Gap coverage may pay or waive some or all of the covered difference between the vehicle’s total-loss payment and the remaining loan or lease balance.
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How can I obtain concussion treatment through an existing personal injury claim?
An existing personal injury claim may help your attorney coordinate with a clinic that accepts injury-related cases, but the claim itself does not provide…
