Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What is a medical provider lien and how does it affect my net recovery?: A North Carolina guide
In North Carolina, a medical provider lien is a legal claim by your doctors or hospitals against your personal injury settlement for accident-related treatment.
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What information should I provide to an insurer to secure my medical payments coverage?: North Carolina
To get medical payments (MedPay) benefits in North Carolina, give the insurer proof that you have MedPay on the policy and that your medical expenses are…
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What information do I need to verify with an insurer during settlement?: North Carolina personal injury settlements
In North Carolina, confirm five things before you sign: the exact release terms (who and what you are releasing), the payee language and delivery for the…
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What happens to my settlement if a single medical lien is still active?: North Carolina guidance for personal injury liens
In North Carolina, a valid medical provider lien must be resolved before your lawyer can disburse settlement funds.
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What happens if I reject the insurer’s final settlement offer?: Clear next steps under North Carolina law
In North Carolina, rejecting an insurer’s “final” offer does not end your claim or waive your rights.
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What happens if I missed an early filing deadline because liability was delayed by insurers?
In North Carolina, the statute of limitations—not the insurer’s internal deadline—controls when you must file a lawsuit.
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What happens if a provider misses a service date and leaves a lien on my settlement?: North Carolina personal injury answer
In North Carolina, your attorney’s fee comes off the top, and medical provider liens are then paid—but all providers together cannot take more than 50% of…
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What factors should I consider when deciding whether to accept or push for more in my personal injury settlement?
In North Carolina, decide based on four things: liability strength (including the risk of contributory negligence), documented damages and causation,…
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What evidence do I need to challenge my insurer’s low diminished value offer?: North Carolina
In North Carolina, you challenge a low diminished value (DV) offer by proving the actual drop in your car’s fair market value after proper repairs.
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What can I do if the insurer’s offer doesn’t cover my medical bills and emotional distress?: Practical options in North Carolina
In North Carolina, you do not have to accept a low offer. You can keep negotiating with better documentation, tap other coverage (like your own medical…
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What amount of pain and suffering compensation should I pursue for a minor car accident with prior back issues?: North Carolina
North Carolina does not use a formula for pain and suffering. You can seek a fair amount that reflects the severity and duration of your symptoms, the…
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Is it possible to have the at-fault party pay my medical bills directly instead of from my lump-sum settlement?
No. In North Carolina, personal injury settlements are typically paid as a lump sum to you (usually through your attorney’s trust account).
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How do you get hospital records and bills for my injury claim?: Practical steps for North Carolina claims
In North Carolina, your attorney typically obtains your hospital records and itemized bills with your signed HIPAA-compliant authorization.
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How do insurance adjusters calculate post-accident market value for my vehicle?: North Carolina guidance
In North Carolina, insurers measure vehicle damage by the difference between fair market value just before the crash and fair market value right after repairs.
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How do I show the insurer that I need additional funds for future medical treatment?
In North Carolina, you show the insurer you need more money for future medical care by providing clear medical proof that your crash injuries will likely…
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How do I recover travel expenses for medical appointments after an accident?: North Carolina
In North Carolina, you can claim reasonable, necessary out-of-pocket travel costs to get crash-related medical care as part of your personal injury damages.
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How do I obtain surveillance footage from the venue to support my case?: North Carolina Personal Injury
In North Carolina, you (through your attorney) should immediately send the venue a written preservation letter demanding they retain all relevant video.
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How do I get the adjuster to consider increasing their settlement authority cap?: North Carolina personal injury guidance
In North Carolina, adjusters typically raise their settlement authority only when they receive new, material information that changes case value (liability,…
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How do I ask the officer to amend inaccurate details in a crash report?: Clear steps to request a supplemental correction in North Carolina
In North Carolina, you cannot force an officer to change a crash report, but you can ask the reporting officer to file a supplemental report correcting…
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How do dropped charges in a car accident affect my insurance claim?
In North Carolina, dropped traffic or criminal charges do not decide your civil insurance claim.
