Firm news

Articles from the firm

Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.

  1. Accident Q&A series

    Can I recover unpaid therapy charges from the insurance company in a personal injury case?

    In North Carolina, you can recover the reasonable cost of necessary therapy from the at-fault party as part of your injury claim, and their insurer typically…

  2. Accident Q&A series

    Can I recover the difference between my car’s actual cash value and the remaining loan balance?: North Carolina

    Under North Carolina law, property damage for a totaled car is generally limited to the vehicle’s fair market value (actual cash value) immediately before the…

  3. Accident Q&A series

    Can I proceed with settlement if a health plan lien isn’t assigned to a specific representative?

    Yes, you can typically finalize the settlement, but you should not disburse funds to the client until you have protected and resolved all known lien or…

  4. Accident Q&A series

    Can I appeal or dispute an insurer’s determination that I lack medical pay coverage?: A North Carolina guide

    Yes. In North Carolina, medical payments (MedPay) coverage is optional, so if your declarations page shows no MedPay premium, the insurer may be correct.

  5. Accident Q&A series

    What strategies can I use to maximize my compensation in a personal injury claim?: North Carolina

    In North Carolina, you maximize a personal injury recovery by proving fault clearly, documenting all damages, and resolving medical liens correctly.

  6. Accident Q&A series

    What steps should I take to file a personal injury claim after slipping during a tow operation?: North Carolina

    In North Carolina, a personal injury case starts by filing a civil complaint and issuing a civil summons, then serving each defendant under Rule 4.

  7. Accident Q&A series

    What steps do I need to reopen my insurance claim after an accident once a witness statement is ready?: North Carolina

    Send the insurer a properly signed and notarized witness affidavit, confirm receipt, and ask the adjuster to formally reopen the claim.

  8. Accident Q&A series

    What should I know before accepting a personal injury settlement offer?: North Carolina

    In North Carolina, do not accept a settlement until you confirm all damages, account for liens (medical, health plans, Medicare/Medicaid), and preserve any…

  9. Accident Q&A series

    What should I include in the settlement release to cover both the structured annuity and cash payment?: Answered for North Carolina personal injury settlements

    In North Carolina, your settlement release should clearly state the cash amount, the structured annuity terms, and who exactly is being released (the county,…

  10. Accident Q&A series

    What other documents or bills should I provide to ensure I get fully compensated for my damages?

    In North Carolina, you maximize recovery by proving every category of loss with clear paperwork.

  11. Accident Q&A series

    What kind of letter or paperwork does my insurer need to provide to dismiss a citation?

    In North Carolina, only the prosecutor (Assistant District Attorney) can dismiss a traffic citation.

  12. Accident Q&A series

    What is the process for negotiating a lump-sum injury payment with an insurance company?: North Carolina personal injury guide

    In North Carolina, you negotiate a lump-sum personal injury settlement by presenting a clear demand with proof of fault and damages, responding to…

  13. Accident Q&A series

    What factors should I consider when setting my minimum acceptable settlement amount?: North Carolina personal injury law

    In North Carolina, set your minimum by starting with your total provable losses (medical bills, wage loss, and future care), then subtract realistic risks…

  14. Accident Q&A series

    What factors determine the value of my medical expenses and lost wages in a claim?

    In North Carolina, you can recover medical expenses that are reasonable, necessary, and caused by the accident—measured by the amounts actually paid or still…

  15. Accident Q&A series

    What factors determine the value of a minor injury claim when there are limited medical findings?

    In North Carolina, value turns first on liability, then on proof that the crash caused your symptoms, and finally on damages you can document (medical…

  16. Accident Q&A series

    What factors determine a fair settlement amount for my injury claim?: North Carolina

    In North Carolina, a fair settlement generally reflects your provable damages (medical bills, lost wages, and pain and suffering), adjusted for liability…

  17. Accident Q&A series

    What evidence do I need to prove the tow truck driver was negligent in my fall?: North Carolina

    In North Carolina, you prove negligence by showing the tow truck driver owed you a duty of reasonable care, breached that duty, and caused your injury and…

  18. Accident Q&A series

    How much of my settlement can I expect to receive after fees and lien repayments?: North Carolina

    In North Carolina, your attorney’s fee comes off the top of the settlement. From the remainder, perfected medical provider liens can take no more than 50% in…

  19. Accident Q&A series

    How long do I have to file a claim for an injury caused by a tow truck operator in North Carolina?

    In North Carolina, you generally have three years from the date of your injury to file a negligence lawsuit against a tow truck operator.

  20. Accident Q&A series

    How does my past personal injury recovery influence what I can reasonably demand now?: North Carolina

    Your prior settlement does not cap what you can seek now in North Carolina. You can claim full compensation for harms this crash caused or aggravated, but you…

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