Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What steps are involved in getting a court to approve a minor’s personal injury settlement?
In North Carolina, a judge must approve any settlement of a minor’s personal injury claim.
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What should I do if the insurance company says their offer is final?: North Carolina Personal Injury
In North Carolina, an adjuster’s “final” offer is not binding on you. You can keep negotiating, ask for supervisor review, or file a lawsuit before the…
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What is the role of a guardian ad litem in a minor injury settlement and can I serve as one?
In North Carolina, a minor cannot legally finalize a personal-injury settlement without court oversight.
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What is the process to contest the final offer from the insurance company after I was injured?: North Carolina Personal Injury
In North Carolina, you do not have to accept an insurer’s “final” offer. You can keep negotiating, or you can file a lawsuit within the applicable statute of…
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What is the process for getting a quote for diminished value?: North Carolina Personal Injury
In North Carolina, you typically get a diminished value (DV) quote by hiring an independent vehicle appraiser after your car is fully repaired.
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What is the process for appealing an insurance company's low settlement offer after an accident?: North Carolina
In North Carolina, there is no formal “appeal” of a low offer in a third‑party auto claim.
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What do medical liens mean and how will they affect my settlement?: North Carolina personal injury law
In North Carolina, a medical lien is a legal claim against your personal injury recovery to repay medical bills paid or owed for your accident care.
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What are my options if the insurer’s top offer won’t cover my treatment and lost wages?
In North Carolina, you don’t have to accept a settlement that won’t cover your medical treatment and lost wages.
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How does the negotiation process work for a lump-sum personal injury settlement?: North Carolina Personal Injury Law
In North Carolina, settlement negotiations usually begin after you finish treatment or reach maximum medical improvement.
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How does the diminished value claim process work in North Carolina after our accident?
In North Carolina, you can claim “diminished value” when your repaired vehicle is worth less than it was before the crash.
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Can I challenge the adjuster's decision to reduce my ER charges in my injury claim?
Yes. In North Carolina, an insurer can negotiate medical expenses, but it cannot ignore what the law allows you to recover: the amounts actually paid or the…
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What is the process for appealing a denied PT claim that my health plan says was filed late?
In North Carolina, you typically start with an internal appeal to your health plan and then, if the plan is state-regulated, you may request an independent…
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What is involved in appealing an insurance denial of my injury claim after a minor accident?
In North Carolina, you typically start by asking the insurer to reconsider in writing and supplying better proof of fault and medical causation.
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What happens if the adjuster offers a full and final settlement and I need more treatment?
In North Carolina, a “full and final” settlement closes your injury claim for good.
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How do I move my personal injury claim forward once I have the crash report in North Carolina?
Use the crash report to identify insurers, confirm fault facts, and open claims right away.
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How can I claim loss of use damages for my car after a car accident in North Carolina?
In North Carolina, you can recover loss of use damages when someone else’s negligence makes your car unavailable.
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Where do I send a letter of representation and demand letter for my car accident claim?
In North Carolina, send your letter of representation to the at‑fault driver’s auto insurer (claims department or assigned adjuster) and a copy to the…
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What steps do I need to send my attorney’s letter of representation and UM demand to an insurance company?
In North Carolina, send a clear letter of representation (LOR) to both the at‑fault driver’s insurer and your own insurer, then build and deliver a complete…
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What is a lien on my personal injury settlement and how could it affect my recovery?: North Carolina
A lien is a legal claim against your personal injury settlement that must be paid out of the settlement before you receive your portion.
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What happens if the other driver has no auto insurance in my accident case?: North Carolina
In North Carolina, if the at-fault driver is uninsured, you can usually pursue compensation under your own policy’s uninsured motorist (UM) coverage for…
