Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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How can I find out what insurance coverage applies after I am injured in a bus accident?
Start by identifying the bus’s legal owner, the company or public agency operating it, the driver’s employer, and every vehicle involved.
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How can I document an accident injury if an X-ray did not show what was causing my pain?
You can document an accident injury even when an X-ray does not identify the source of your pain.
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How can I dispute being blamed for a crash when the evidence indicates the other driver caused it?
You can dispute the insurer’s decision by requesting a written reconsideration and submitting organized evidence showing how the crash occurred.
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How can I check the status of my personal injury claim?
You can check the status of your personal injury claim by asking the assigned claims representative for a written update that identifies the current review…
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How can I challenge an insurance company's finding that I caused a car accident?
You can challenge the insurer’s finding by asking for its reasoning in writing and submitting evidence that supports a different account of the collision.
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Does a representation letter for a bodily injury claim also cover the property damage claim?
No, not automatically. Whether a representation letter covers property damage depends on the scope stated in the engagement agreement, the letter sent to the…
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Does a public bus operator's insurance cover passengers injured by an uninsured driver?
Possibly, but coverage is not automatic. A passenger may qualify for uninsured motorist benefits if the public bus operator purchased that coverage and the…
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Can video showing that the other driver failed to yield help challenge an insurance company's fault decision?
Yes. Clear video of the other driver failing to yield may support a request that the insurance company reconsider its fault decision, especially if the…
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Can limited emergency medical treatment reduce the value of my accident claim?
Yes, limited treatment after emergency care can lead an insurer to assign a lower value to an accident claim, but it does not automatically make the claim…
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Can I seek diminished value if the insurance company initially considered declaring my vehicle a total loss?
Yes, you may seek diminished value if the vehicle is repaired instead of formally declared a total loss.
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Can I recover income I lost after I stopped doing rideshare work because of the accident?
Yes, lost rideshare income may be recoverable if you can show that another person caused the accident, the accident kept you from working, and the amount of…
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Can I recover compensation if my back pain did not begin until several days after the accident?
Yes, delayed back pain does not automatically prevent you from seeking compensation after a North Carolina accident.
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Can I make an uninsured motorist claim if I was a passenger on a public bus struck by an uninsured driver?
Yes, possibly. A bus passenger may qualify for uninsured motorist coverage if the bus operator carried coverage that protects passengers, or if the passenger…
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Can I handle my vehicle damage directly with the insurance company while an attorney handles my injury claim?
Yes. In many North Carolina car accident cases, you may handle repairs or a total-loss claim directly while an attorney handles only the bodily injury claim.
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Can I handle my child's injury claim directly with the insurance company?
Yes, you may communicate and negotiate directly with the insurance company about your child’s injury claim.
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Can I bring an injury claim against a public transit service after a bus accident?
Yes, you may be able to bring an injury claim after a public transit bus accident, but the correct process depends on who owned and operated the bus.
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Can an insurer reconsider fault after reviewing a different police report?
Yes. An insurer can reconsider its fault decision after receiving a different or corrected police report, but a change is not automatic.
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Can an insurance adjuster contact an injured person directly about property damage if an attorney only represents them for bodily injury?
Generally, yes. If the attorney’s representation is clearly limited to the bodily injury claim, an insurance adjuster may usually communicate directly with…
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Can an electronically signed settlement release be legally valid?
Yes. In North Carolina, a settlement release generally cannot be denied legal effect solely because it was signed electronically.
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Can a personal injury settlement be finalized if the parties agreed verbally but the written release has not been provided?
A verbal agreement may create an enforceable settlement in North Carolina, but the claim usually cannot be fully completed until the release terms are…
