Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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How can my attorney get a final lien amount from my health plan?
Your attorney can request a final lien or reimbursement amount by giving the health plan’s lien administrator proof of representation, settlement information,…
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How can I understand the difference between liens from different health coverage plans after an injury settlement?
Health coverage claims against a settlement are not all governed by the same rules.
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How are personal injury settlement negotiations handled after the insurance company reviews a demand letter?
After reviewing a demand letter, the insurance adjuster may accept the demand, reject it, request more information, or make a counteroffer.
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Do I need to give my attorney copies of letters from my health insurance company after an accident?
Yes. You should generally send your attorney a complete copy of every accident-related letter from your health insurance company, including all pages and…
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Can settlement funds be held until medical liens are resolved?
Yes. In North Carolina, a law firm may need to keep enough settlement money in its trust account to address valid medical liens or reimbursement claims before…
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Can my attorney make a counteroffer if the insurance company offers less than my claim demand?
Yes. Your attorney can usually respond to a low insurance offer with a revised counteroffer, provided the response follows the authority and instructions you…
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Can my attorney contact my health insurance company if I have not received a requested letter?
Yes. If an attorney represents you in an injury matter, the attorney can generally contact your health insurance company to ask about a missing letter,…
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Can missing medical appointments or records affect my car accident injury claim?
Yes. Missed appointments may lead an insurance adjuster to question the seriousness, cause, or duration of your injuries, while missing records can leave…
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Can medical liens be reduced before a personal injury settlement is paid?
Yes, some medical liens and reimbursement claims can be reduced before a North Carolina personal injury settlement is distributed.
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Can I still claim diminished value if my car had a prior accident in the same area?
Yes, a prior accident in the same area does not automatically prevent a diminished value claim in North Carolina.
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Can I recover compensation if a crash aggravated a rib injury I did not know I had?
Yes, you may recover compensation if another driver’s negligence aggravated a rib injury that existed before the crash, even if you did not know about it.
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Can I challenge an insurance damage estimate if the repair shop finds more damage than the insurer originally estimated?
Yes. If a repair shop uncovers additional collision damage during teardown or repairs, you can ask the insurer to review a written supplemental estimate with…
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Can I bring a slip and fall claim if uncleared steps caused my injury?
Yes, you may be able to bring a North Carolina slip and fall claim if a property owner or another responsible party failed to use reasonable care to clear or…
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Can I bring a car accident claim if the other driver ran a stop sign and hit the back side of my vehicle?
Yes, you may be able to bring a car accident claim if the evidence shows that the other driver failed to stop or yield and caused the collision.
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Can health insurance or medical providers claim part of my personal injury settlement?
Yes. A health plan, government benefit program, hospital, or other medical provider may have a valid claim against part of a North Carolina personal injury…
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Can a medical lien reduce the amount I receive from my personal injury settlement?
Yes. A valid medical lien or health plan reimbursement claim may be paid from settlement funds before you receive your final share.
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Can a health insurance lien be reviewed or reduced before settlement funds are distributed?
Yes. A claimed health insurance lien can usually be reviewed before personal injury settlement funds are distributed, and a reduction may sometimes be…
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Can a health insurance lien be negotiated after a personal injury settlement?
Yes, a health insurance reimbursement claim may sometimes be negotiated after a personal injury settlement, especially before the settlement funds are…
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Why do I need to sign a medical release form for my car accident injury claim?
You need to sign a medical release form because your attorney usually cannot request your accident-related medical records and bills without written permission.
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What should I do if the insurance company did not include all of my medical treatment in its evaluation?
Ask for the basis of the evaluation in writing, identify exactly what treatment or wage documentation was left out, and submit the missing records, bills, and…