Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What medical treatment records are important after going to the emergency room, urgent care, and a chiropractor following a crash?
The important records are the complete medical chart and itemized bills from each provider who evaluated or treated crash-related injuries, including the…
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What medical records should I keep if my symptoms continue after a car accident?
Keep every record that shows what symptoms you reported, when you reported them, what care you received, what bills were created, and how your condition…
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What information does an insurance company need to pay for a damaged wheelchair?
An insurance company usually needs enough detail to identify the wheelchair, connect the damage to the accident, and verify a reasonable repair or replacement…
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What happens if multiple people are injured in the same car accident and there may not be enough insurance to cover everyone?
The insurer may delay making offers while it reviews all injury claims and the available policy limits.
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What happens if insurance says my older car is totaled and offers less than I think it is worth?
You can question a total loss offer and ask the insurance company to explain how it valued your older vehicle.
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What happens if I left after a car accident because I thought everything was handled?
Leaving after a North Carolina car accident does not automatically end your injury claim, but it can create legal and evidence problems.
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What happens if an insurance adjuster has not responded to a settlement demand?
An unanswered settlement demand usually means the claim is still unresolved, not that the insurance company has accepted, rejected, or moved closer to the…
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What happens if a health plan says a different company handles its subrogation claim?
If a health plan says another company handles its subrogation claim, treat that as a routing issue, not as proof that no reimbursement claim exists.
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What happens after I sign a settlement release with the insurance company?
After you sign a settlement release, you usually give up the injury claims covered by that release in exchange for the agreed settlement payment.
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What happens after an insurance company responds to my personal injury demand letter?
The insurer’s response usually begins the negotiation stage: your attorney reviews the offer, denial, or request for more information and then decides whether…
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What happens after a demand letter is sent to the insurance company in a personal injury case?
After a demand letter is sent, the insurance company usually reviews liability, injuries, medical records, bills, lost income information, coverage, and any…
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What does it mean when an insurance claim is reassigned to a new adjuster?
A reassigned insurance claim usually means the insurance company moved your file from one adjuster to another.
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What does it mean if the insurance company accepts liability but says policy limits may be an issue?
It usually means the insurer is not disputing that its driver caused the crash, but the available insurance may not be enough to pay every injury and property…
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What documents are usually needed to get a health insurance lien or no-lien letter after an accident?
Usually, the health plan or its recovery administrator needs enough information to identify the member, connect paid medical benefits to the accident, and…
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What can I do if a medical provider has not sent my records for an injury claim?
You can follow up in writing, confirm the provider has a complete signed authorization, ask whether a fee or portal step is holding up the request, and keep a…
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How do medical records help prove my injuries in a personal injury case?
Medical records help prove what injuries were documented, when you reported symptoms, what care you received, and how the injuries affected your life.
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How do I respond if the insurance company says it already sent an offer but I never received it?
Respond in writing and ask the insurance company to resend the alleged offer immediately, along with the date, method, recipient, and any deadline attached to…
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How do I prove the value of a damaged wheelchair after an accident?
You prove the value of a damaged wheelchair by documenting what the wheelchair was, what condition it was in before the accident, and what it will reasonably…
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How do I know whether a personal injury settlement includes reimbursement for expenses I already paid?
A personal injury settlement usually pays as one lump sum, so reimbursement for medical copays or other out-of-pocket costs is included only if those expenses…
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How do I handle an injury claim and a property damage claim with insurance after a crash?
You usually handle the vehicle damage claim and the injury claim as separate parts of the same North Carolina crash claim.
