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Accident Q&A series

  1. Can I settle a personal injury claim before filing a lawsuit?

    Yes. Many North Carolina personal injury claims settle before a lawsuit is filed, but settlement should not be rushed.

  2. Can I reject a settlement offer if it is lower than what my injury claim is worth?

    Yes. You generally do not have to accept a personal injury settlement offer that you believe is too low.

  3. Can I make a claim if the other driver caused the accident?

    Yes. If another driver caused your crash and you were injured, you may be able to make a North Carolina personal injury claim.

  4. Can I include back pain and head pain in my car accident injury claim?

    Yes, back pain and head or eye-area pain may be included in a North Carolina car accident injury claim if the evidence connects those symptoms to the crash.

  5. Can I choose whether my settlement funds are sent to my bank account or issued by check?

    Usually, you can state a preference, but you may not have complete control over the payment method.

  6. Can I bring a personal injury claim after a motor vehicle accident?

    Yes, you may be able to bring a personal injury claim after a motor vehicle accident if another person or business caused the crash and you suffered injuries…

  7. Can I bring a claim if another driver caused my motor vehicle accident?

    Yes, you may be able to bring a claim if another driver’s negligence caused your motor vehicle accident and you suffered injuries or other losses.

  8. Can an insurance company discount my emergency treatment if I did not have health insurance?

    Not simply because you were uninsured. In a North Carolina personal injury claim, an insurer may question whether emergency treatment charges are reasonable,…

  9. Can a Medicaid lien be negotiated before my injury claim settles?

    Yes, a North Carolina Medicaid reimbursement claim can often be reviewed and discussed before your injury claim fully settles.

  10. Can a government health care provider claim reimbursement from my personal injury settlement?

    Yes. A government health care program may have a right to be reimbursed from a North Carolina personal injury settlement when it paid medical expenses related…

  11. Why does my lawyer have to resolve medical liens before giving me my settlement funds?

    Your lawyer usually must resolve valid medical liens before disbursing your remaining settlement funds because North Carolina law can require settlement money…

  12. What should I do if an insurance adjuster asks about my vehicle repairs after an accident?

    Answer the insurance adjuster carefully, truthfully, and only within what you actually know.

  13. What should I do after being taken by ambulance to the hospital for neck, back, and hand injuries after a rear-end crash?

    After an ambulance trip and hospital visit, focus on documenting your injuries, following your discharge instructions, preserving crash evidence, and avoiding…

  14. What medical documents are usually needed to support a personal injury claim?

    Most North Carolina personal injury claims need both medical records and itemized medical bills.

  15. What is health insurance subrogation in a personal injury claim?

    Health insurance subrogation means a health plan may claim a right to be repaid from a personal injury recovery for medical bills it paid because of the…

  16. What information should I gather after a motor vehicle accident?

    Gather identifying information, insurance details, crash facts, witness information, photos, medical documentation, and every communication related to the…

  17. What information is needed to request a final lien amount after settling a personal injury claim?

    To request a final lien amount, you usually need the injured person’s identifying information, claim and accident details, proof of representation or…

  18. What information can my attorney share with the insurance company during a car accident claim?

    Your attorney can usually share information that is needed to present, document, and negotiate your car accident injury claim, but not confidential…

  19. What happens to a personal injury settlement if Medicaid claims a lien?

    If Medicaid paid injury-related medical bills, part of a North Carolina personal injury settlement may need to be held back and paid to the proper Medicaid…

  20. What happens if the insurance company and I cannot agree on a settlement amount?

    If you and the insurance company cannot agree, the claim may continue in negotiation, move toward mediation or another dispute process, or require a lawsuit…

A path forward

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