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Accident Q&A series

  1. What happens if the other driver left a note after hitting my parked car and drove away? — Durham, NC

    Leaving a note can help identify the other driver, but it does not automatically resolve the claim or prove full compliance with North Carolina law.…

  2. What happens if the insurance company does not make a fair settlement offer? — Durham, NC

    If the insurance company does not make a fair settlement offer, the claim usually moves into more negotiation, a revised demand, or a decision about…

  3. What happens if the insurance company asks me questions about my own injuries while I am represented by a lawyer? — Durham, NC

    If you are represented for your injury claim, the safest response is usually to tell the insurance company to contact your lawyer before you answer…

  4. What happens if the at-fault driver’s insurance company will not agree to a fair settlement? — Durham, NC

    If the at-fault driver’s insurance company will not agree to a fair settlement, you usually have three practical options: continue negotiating with…

  5. What happens after the insurance company makes a settlement offer in my personal injury case? — Durham, NC

    A settlement offer is the start of a decision-making process, not the automatic end of your personal injury case. In North Carolina, you usually need…

  6. What evidence can help support my personal injury claim during insurance negotiations? — Durham, NC

    Useful evidence usually connects three things: who was at fault, how the incident caused your injuries, and how those injuries affected your life. In…

  7. What are my options if the insurance company refuses to settle my injury claim? — Durham, NC

    You may have several options if the insurance company refuses to settle, including continuing negotiations, supplying stronger documentation,…

  8. How does negotiation with an insurance adjuster work in a personal injury claim? — Durham, NC

    Insurance adjuster negotiation usually works through a back-and-forth review of fault, medical documentation, insurance coverage, damages, and…

  9. How do I know if I have a personal injury claim after a car accident? — Durham, NC

    You may have a personal injury claim after a car accident if another person acted carelessly, that conduct caused the crash, and you suffered actual…

  10. How can physical therapy and massage therapy affect my car accident injury claim? — Durham, NC

    Physical therapy and massage therapy can affect a car accident injury claim by documenting your symptoms, treatment timeline, functional limits, and…

  11. How can I push for a higher car accident settlement when the first offer is too low? — Durham, NC

    You can usually push for a higher car accident settlement by responding with organized proof of fault, injury-related medical care, work impact, and…

  12. How can I make a diminished value claim after my parked car was hit? — Durham, NC

    You can usually make a diminished value claim by proving that the other driver caused the damage and that your repaired vehicle is worth less than it…

  13. Can my health insurance company be paid back from my car accident settlement if it covered my medical bills? — Durham, NC

    Yes, it is possible, but not every health insurance payment creates a right to be paid back from a North Carolina car accident settlement. The answer…

  14. Can missed overtime or leaving work early for physical therapy be part of my injury settlement? — Durham, NC

    Yes. In a North Carolina personal injury settlement, missed overtime and unpaid time spent leaving work early for accident-related physical therapy…

  15. Can medical liens reduce the amount I receive from a personal injury settlement? — Durham, NC

    Yes. In a North Carolina personal injury settlement, valid medical liens or reimbursement claims may be paid from the settlement before you receive…

  16. Can I still pursue a claim if I have not finished medical treatment? — Durham, NC

    Yes. You can usually open or continue a North Carolina personal injury claim before your medical treatment is finished, but settling too early can…

  17. Can I reject a settlement offer if it does not cover my injuries and other losses? — Durham, NC

    Yes. In a North Carolina personal injury claim, you generally do not have to accept an insurance settlement offer that does not fairly address your…

  18. Can I recover diminished value if my new car now has an accident history report? — Durham, NC

    Yes, you may be able to recover diminished value if a North Carolina crash caused your new car to be worth less after repairs because it now carries…

  19. Can I negotiate an insurance settlement offer if it seems fair but might be too low? — Durham, NC

    Yes. You can usually negotiate an insurance settlement offer, even if it appears reasonable at first. In a North Carolina personal injury claim, the…

  20. Can I make a personal injury claim after a car accident? — Durham, NC

    Yes, you may be able to make a personal injury claim after a car accident if another person’s careless driving caused your injuries and you can prove…

A path forward

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