Firm news
Accident Q&A series
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What does medical payments coverage or personal injury protection cover after a car accident?
Medical payments coverage, often called MedPay, usually helps pay accident-related medical bills up to the coverage available under your own auto policy,…
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What documents are usually needed to resolve a health insurance lien after a personal injury settlement?
Usually, the health plan or its third-party administrator needs enough documents to confirm the injury date, the settlement, the medical payments it made, and…
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What can I do if my injuries are causing financial hardship while my claim is pending?
You can ask your attorney to press the insurer for confirmation, a response deadline, and prompt review of the settlement demand, but financial hardship does…
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Should an accident-related insurance affidavit list my coverage at the time of the accident or my current coverage?
Usually, an accident-related insurance affidavit should answer the exact question the affidavit asks.
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How does a police report help prove who was at fault in a car accident?
A police report can help prove fault by preserving key facts from the crash scene, including driver information, statements, conditions, diagrams, citations,…
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How does a fracture that heals poorly affect my injury settlement claim?
A fracture that heals poorly can make an injury claim more complex because it may affect medical expenses, future care needs, pain, work limits, and the…
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How do I negotiate a personal injury settlement when I do not want non-cash compensation?
You can reject non-cash compensation and counter with a cash-only settlement request, but the other side does not have to agree unless the claim is resolved…
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How do I know whether an insurance company is taking my injury claim seriously?
You can usually tell by looking at the insurer’s actions, not just its words. A serious review often includes confirming receipt of the demand, assigning an…
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How do I find out what liens are still connected to my personal injury claim?
You can find out what liens are still connected to your personal injury claim by asking your law firm for a current lien status list and copies or summaries…
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How do I fill out a no-health-insurance affidavit if I was uninsured when the accident happened but have insurance now?
Fill out the affidavit truthfully by separating your insurance status on the accident date from your insurance status today.
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How do I decide whether a personal injury settlement offer is fair?
A fair personal injury settlement offer should be judged by more than the number on the page.
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How do I deal with insurance after a motor vehicle accident?
Notify your own insurance company, keep the facts simple and accurate, and avoid signing releases or giving broad recorded statements until you understand…
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How can I get an insurance company to acknowledge my personal injury demand?
You usually get an insurer to acknowledge a personal injury demand by creating clear proof that it was sent, received, and tied to the correct claim.
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How can I deal with the insurance company after hiring a personal injury lawyer?
After you hire a personal injury lawyer, you can usually deal with the insurance company by directing the adjuster to your attorney and avoiding detailed…
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How are medical provider liens handled after a car accident settlement?
Medical provider liens are usually reviewed and resolved before a North Carolina car accident settlement is disbursed.
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Do I need to sign a final settlement statement before receiving settlement proceeds?
Yes, in most North Carolina personal injury settlements, you should expect to review and sign a final settlement statement before net settlement proceeds are…
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Can the insurance company discuss my injury claim directly with my lawyer?
Yes. If you have a lawyer representing you in a North Carolina personal injury claim, the insurance company can usually discuss the claim directly with your…
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Can ongoing pain and swelling after a broken foot increase the value of my injury claim?
Yes, ongoing pain, swelling, and delayed healing can support a higher injury claim value, but only when they are well documented and tied to the accident.
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Can my settlement funds be released before a health insurance lien is confirmed?
Sometimes, but not always. In a North Carolina personal injury settlement, funds that may be subject to a valid lien or reimbursement claim usually should not…
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Can my personal injury settlement proceeds be mailed instead of picked up in person?
Yes, settlement proceeds can often be mailed, but only after the settlement is final, the required paperwork is complete, and any liens or required payments…
