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Accident Q&A series

  1. How can a police report help prove what happened in a car accident? — Durham, NC

    A police report can help prove what happened by documenting the crash location, vehicles, drivers, insurance information, witnesses, diagrams,…

  2. How are my medical records used in a personal injury insurance demand? — Durham, NC

    Your medical records are used to explain what injuries were documented, what treatment you received, how the treatment relates to the accident, and…

  3. Does it hurt my injury claim if I did not go to the emergency room right away? — Durham, NC

    Not automatically. In a North Carolina personal injury claim, a delay in emergency room care can give the insurance company an argument about…

  4. Do I still have a personal injury claim if I did not miss work after the accident? — Durham, NC

    Yes. Not missing work does not, by itself, prevent a North Carolina personal injury claim. Lost income is only one possible part of a claim; medical…

  5. Can my personal injury settlement be finalized before a medical lien amount is confirmed? — Durham, NC

    Usually, the insurance settlement can move toward agreement before the final lien amount is confirmed, but the case often cannot be fully closed or…

  6. Can my health insurer ask to be paid back from my personal injury settlement? — Durham, NC

    Yes. Your health insurer can ask to be paid back from a personal injury settlement, but whether it has a valid right to reimbursement depends on the…

  7. Can my attorney make a counteroffer to the insurance company for my injury claim? — Durham, NC

    Yes. If you authorize it, your attorney can usually make a counteroffer to the insurance company for your North Carolina injury claim. The important…

  8. Can I wait for the police report before deciding whether to pursue a car accident claim? — Durham, NC

    Yes, you can usually wait a short time for the police report, but you should not let the report be the only thing that controls your decision. In…

  9. Can I still make a claim if the other driver disputes fault? — Durham, NC

    Yes. You can still make a North Carolina car accident claim even if the other driver disputes fault, but the dispute changes what must be proven. You…

  10. Can I still have a personal injury claim if my x-rays did not show any broken bones? — Durham, NC

    Yes. A North Carolina personal injury claim does not require a broken bone on an x-ray. The key issues are whether someone else’s negligence caused…

  11. Can I still have a car accident claim if I was not taken by ambulance from the scene? — Durham, NC

    Yes. Not being taken by ambulance does not automatically prevent a North Carolina car accident claim. The harder questions are whether another driver…

  12. Can I reject a personal injury settlement offer and make a counteroffer? — Durham, NC

    Yes. In a North Carolina personal injury claim, you generally may reject an insurance settlement offer and respond with a counteroffer. The important…

  13. Can I recover compensation for lost wages after a car accident that caused surgery and physical therapy? — Durham, NC

    Yes, lost wages may be part of a North Carolina car accident injury claim if you can prove the other driver was at fault, the crash caused your…

  14. Can I make a counteroffer after an insurance company makes an initial settlement offer? — Durham, NC

    Yes. In a North Carolina personal injury claim, you can usually respond to an insurance company’s first settlement offer with a counteroffer. The…

  15. Can I make a claim for vehicle damage after being hit while I was working? — Durham, NC

    Yes. In North Carolina, you may be able to make a vehicle damage claim after being hit while working, but the right path depends on who owned the…

  16. Can I include hospital, urgent care, and chiropractic treatment in my injury claim? — Durham, NC

    Yes. In a North Carolina personal injury claim, you can usually include hospital, urgent care, and chiropractic treatment if the care was related to…

  17. Can I bring an injury claim if I was a passenger in a car that hit a stopped semi-truck? — Durham, NC

    Yes, a passenger may be able to bring a North Carolina injury claim if another person or company’s negligence caused the crash and your injuries. The…

  18. Can I bring a personal injury claim after a car accident? — Durham, NC

    Yes, you may be able to bring a personal injury claim after a car accident if another person’s negligence caused your injuries and you can prove your…

  19. Can I bring a claim after a car accident if I am not sure who was at fault? — Durham, NC

    Yes, you may be able to bring a claim even if you are not sure who caused the car accident. Fault is often investigated after the crash through…

  20. Can I bring a car accident claim if I was not physically injured but my car was damaged? — Durham, NC

    Yes. In North Carolina, you can usually bring a property-damage claim after a car accident even if you do not have a bodily injury claim. The claim…

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