Firm news
Accident Q&A series
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What happens if the other driver caused the accident? — Durham, NC
If the other driver caused the accident, you may be able to bring an injury or property-damage claim against that driver and available insurance…
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What happens if the other driver caused my accident? — Durham, NC
If the other driver caused your accident, you may be able to bring a North Carolina personal injury claim against that driver and, usually, deal with…
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What happens if I reject an insurance company's settlement offer? — Durham, NC
Rejecting an insurance company's settlement offer usually does not end your personal injury claim. It often means negotiations continue, but the…
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What happens after my attorney submits a counteroffer to the insurance adjuster? — Durham, NC
After your attorney submits a counteroffer, the insurer usually reviews the demand, checks its authority, and responds with a new offer, questions, a…
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What evidence can help support a higher settlement offer in a personal injury claim? — Durham, NC
Evidence that connects the accident to your injuries, shows the full effect on your life, and answers likely insurance defenses can help support a…
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What can I do if someone tries to hold me responsible for a car accident? — Durham, NC
You can protect yourself by preserving evidence, avoiding guesses or admissions, notifying the appropriate insurance company, and getting legal…
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How does a letter of representation affect communication with the insurance company after a car accident? — Durham, NC
A letter of representation tells the insurance company that a law firm represents you for the car accident claim and that claim communications should…
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How do insurance companies decide what to offer after a car accident? — Durham, NC
Insurance companies usually base a car accident offer on coverage, fault, injury proof, medical documentation, lost income, claim risks, and the cost…
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How do I work with a PIP adjuster after being injured in a car accident? — Durham, NC
Work with a PIP adjuster by first confirming what coverage actually exists, what documents are required, and whether the adjuster is handling medical…
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How do I know whether a medical lien amount is final before my settlement is paid out? — Durham, NC
A medical lien amount is usually not final until the lienholder, health plan, or its recovery vendor confirms the final payoff in writing. In a North…
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How do I decide whether to accept an insurance settlement or keep negotiating? — Durham, NC
You decide by comparing the offer to the proven value and risk of your North Carolina personal injury claim, not by the offer alone. Before…
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How can medical bills affect the value of my personal injury settlement? — Durham, NC
Medical bills can strongly affect a North Carolina personal injury settlement, but they do not set the value by themselves. Insurers usually look at…
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How can I tell whether a medical provider has a lien on my personal injury settlement? — Durham, NC
A medical bill is not always the same thing as a medical lien. In North Carolina, a medical provider lien usually involves injury-related treatment,…
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How can I negotiate a higher settlement after emergency room treatment and follow-up care? — Durham, NC
You can negotiate by responding to the insurer with organized proof of liability, medical treatment, injury-related losses, and why the first offer…
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Can spouses with separate injury claims from the same accident settle for different amounts? — Durham, NC
Yes. In North Carolina, spouses who are injured in the same accident can usually settle their separate personal injury claims for different amounts…
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Can my personal injury claim move forward while medical records are being collected? — Durham, NC
Yes. A North Carolina personal injury claim can often move forward while medical records and bills are being collected, but the claim may not be…
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Can my personal injury claim be resolved without filing a lawsuit? — Durham, NC
Yes, many North Carolina personal injury claims are resolved through insurance negotiation without filing a lawsuit. The key caveat is that an open…
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Can my lawyer request my medical bills and records for my injury claim? — Durham, NC
Yes. In a North Carolina personal injury claim, your lawyer can usually request your medical bills and records after you sign a proper medical…
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Can my attorney negotiate a higher settlement with the insurance company? — Durham, NC
Yes. Your attorney can continue negotiating with the insurance company and may present reasons why a higher settlement is supported by the evidence.…
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Can multiple injured people in the same car accident have separate settlement claims? — Durham, NC
Yes. Multiple injured people from the same North Carolina car accident can usually have separate bodily injury settlement claims because each person…
