Firm news
Accident Q&A series
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What happens if the insurance company rejects my counteroffer? — Durham, NC
If the insurance company rejects your counteroffer, the case usually continues unless both sides have reached a final agreement. Your attorney may…
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What happens if my medical bills are lower than the settlement offer? — Durham, NC
If your medical bills are lower than the settlement offer, the difference may still matter because a North Carolina personal injury settlement can…
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What happens if my car accident claim is still in negotiations and my health plan opens a reimbursement file? — Durham, NC
Your car accident claim can usually keep moving, but the health plan reimbursement file must be handled before settlement money is distributed. In…
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What happens if an insurance adjuster does not clearly explain why my injury claim was denied? — Durham, NC
An unclear denial does not necessarily mean your injury claim is over. In North Carolina, insurers are generally expected to give a reasonable…
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What happens after my personal injury claim settles with the insurance company? — Durham, NC
After your personal injury claim settles, the case usually moves from negotiation to paperwork, payment, lien review, and disbursement. In North…
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What can I do if the insurance company denies my personal injury claim? — Durham, NC
You can ask for the denial basis in writing, compare it to the evidence, and respond with documents that address the insurer’s stated reason. In…
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What can I do if accident-related symptoms caused me to lose my job? — Durham, NC
You may be able to include lost wages, lost earning ability, or lost business income in a North Carolina personal injury claim if you can connect the…
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What can I do if a lien holder has not provided the final payoff amount? — Durham, NC
You can ask your attorney for a clear status update, confirm that the lien holder has the needed authorization and settlement information, and…
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Should I accept the insurance company’s first settlement offer after an injury? — Durham, NC
You usually should not accept the insurance company’s first settlement offer until you understand your injuries, bills, lost income, fault issues,…
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Should I accept the insurance company's first settlement offer after an accident? — Durham, NC
Usually, you should not accept a first settlement offer until you understand what claims it resolves, what bills or liens must be paid, whether your…
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How do I respond to an insurance company’s initial bodily injury settlement offer after a car accident? — Durham, NC
Do not treat the first bodily injury settlement offer as the final word. In a North Carolina car accident claim, you can usually respond by reviewing…
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How do I know whether a settlement offer covers my injuries and losses? — Durham, NC
A settlement offer may cover your injuries and losses only if it accounts for your known damages, likely future needs, liability risks, liens, case…
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How can I get my vehicle repaired after an accident if the other driver's insurance cannot be found? — Durham, NC
You may need to use your own auto insurance to get the vehicle repaired, especially if the other driver was uninsured or gave invalid insurance…
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How are medical bills used in a personal injury case? — Durham, NC
Medical bills are used to document the cost of injury-related care, help show damages, and identify bills or liens that may need to be addressed from…
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Do I have to speak with the insurance company before the police report is finished? — Durham, NC
No, you usually do not have to give a detailed statement to the other driver’s insurance company before the police report is finished. You may need…
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Can treatment records help prove my injuries in a personal injury claim? — Durham, NC
Yes. Treatment records can help prove what injuries were documented, when symptoms were reported, what care was provided, and whether the injuries…
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Can my insurance company help find the at-fault driver's policy after a crash? — Durham, NC
Yes. Your own insurance company may be able to help verify whether the at-fault driver had an active policy, especially if you provide the police…
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Can my attorney negotiate a health insurance lien after my injury case settles? — Durham, NC
Yes. In many North Carolina personal injury cases, your attorney can review a health insurance lien or reimbursement claim and ask for corrections or…
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Can medical payments coverage help pay my bills after a car accident? — Durham, NC
Yes, medical payments coverage may help pay crash-related medical bills if the auto policy includes it and you qualify as an insured person under…
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Can I still bring a personal injury claim if the other driver blames me for the crash? — Durham, NC
Yes, you may still be able to bring a personal injury claim, but disputed fault is a serious issue in North Carolina. The other driver’s accusation…
