Firm news
Accident Q&A series
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What information do I need to gather after a motor vehicle accident? — Durham, NC
After a motor vehicle accident in North Carolina, gather identifying information, insurance details, photos, witness information, the crash report…
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What if I got treatment on a lien basis after a car accident and the provider wants to be paid from the settlement? — Durham, NC
The provider may have a claim to be paid from your car accident settlement, but the amount and priority should be reviewed before you agree to a…
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What happens to hospital or medical bills if I open an estate for my deceased spouse's pending injury case? — Durham, NC
Opening an estate does not automatically make you personally responsible for your deceased spouse’s hospital or medical bills. In North Carolina, the…
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What happens if the insurance company refuses to offer enough to cover my injuries and related losses? — Durham, NC
If the insurance company will not offer enough, you do not have to accept the offer simply because it is the latest one. In a North Carolina personal…
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What happens if the insurance company assigns a different adjuster for the injury portion of the claim? — Durham, NC
It usually means the insurer has separated the bodily injury claim from any vehicle or property-damage issues. The new adjuster will typically focus…
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What happens if my injuries got worse after the accident and I later needed surgery? — Durham, NC
Yes. A worsened injury or later surgery can still be part of a North Carolina personal injury claim if the medical evidence connects it to the crash…
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What happens if I went to the hospital after the crash but did not have any broken bones? — Durham, NC
You may still have a valid North Carolina personal injury claim even if the hospital did not find any broken bones. Neck and back injuries, strains,…
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What happens if I start chiropractic treatment after a car accident and my records need to be tied to the crash? — Durham, NC
Chiropractic treatment may support a North Carolina car accident injury claim if the records clearly connect your complaints, exam findings,…
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What happens if an insurance company pays a wrongful death settlement that benefits a minor without getting court approval? — Durham, NC
Payment alone usually does not fix the problem. In North Carolina, a wrongful death settlement that benefits a minor generally needs court approval…
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What happens if a hospital did not bill my health insurance because it says coordination of benefits was not completed? — Durham, NC
The bill is not automatically final, but it should be addressed quickly. In North Carolina, a hospital billing issue involving coordination of…
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What happens after the insurance company accepts fault and makes an initial settlement offer in my car accident case? — Durham, NC
The claim usually moves from proving fault to evaluating damages, liens, and settlement terms. In a North Carolina car accident case, an accepted…
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What can I recover for a broken elbow that required surgery and ongoing medical care? — Durham, NC
You may be able to recover injury-related losses such as reasonable medical bills, future care supported by evidence, lost income, pain and…
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What can I do if an insurance company says my motorcycle was not covered even though I paid the premium? — Durham, NC
You can ask the insurer for a written coverage position, gather proof of payment and policy documents, and have the denial reviewed under North…
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What can I do if a family says they did not understand or agree to the settlement amount in a minor injury case? — Durham, NC
You can ask for the settlement to be reviewed before funds are disbursed, especially if a minor is involved. In North Carolina, settlements involving…
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If a case stays personal injury instead of wrongful death, who receives the settlement or recovery? — Durham, NC
If the claim stays a personal injury claim after the injured person dies, the recovery usually belongs to the decedent's estate, not automatically to…
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How do medical liens affect what I actually receive from a car accident settlement? — Durham, NC
Medical liens can reduce the amount you actually receive because valid lien claims may have to be paid from the settlement before money is…
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How do I prove my back and neck injuries were caused by the accident? — Durham, NC
You prove back and neck injuries by connecting the crash, your symptoms, medical records, and daily limitations in a clear timeline. In North…
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How do I prove my accident-related medical charges as part of a personal injury claim? — Durham, NC
You prove accident-related medical charges with complete medical records, itemized bills, payment records, insurance explanations of benefits, and…
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How do I make sure a wrongful death settlement involving a minor is fully enforceable and protects the child later on? — Durham, NC
Use a court-approved process before treating the settlement as final. In North Carolina, a wrongful death settlement involving a minor beneficiary…
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How do I get a police crash report after a car accident if I am not sure one was filed? — Durham, NC
Start by asking the law enforcement agency for the area where the crash happened, then check with the North Carolina DMV if a report is not available…
