Firm news
Accident Q&A series
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What happens if workers’ compensation pays my medical bills and I also settle a car accident claim? — Durham, NC
If workers’ compensation paid medical bills for a work-related car accident, a later settlement with the at-fault driver usually must account for the…
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What happens if the insurance company asks for a letter of representation before giving coverage information? — Durham, NC
Usually, the insurer is asking for written proof that the attorney is authorized to communicate for the injured person before it discusses policy or…
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What happens if the cost to repair a damaged car is more than the car is worth? — Durham, NC
If repairs cost more than the car is worth, the vehicle is usually treated as a total loss for claim purposes. In North Carolina, the property-damage…
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What happens if my lawyer receives a medical lien related to my accident? — Durham, NC
Your lawyer should not ignore a medical lien or reimbursement notice. In a North Carolina personal injury claim, the lawyer typically reviews who…
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What happens if I reject the insurance company’s first settlement offer after a hit-and-run crash? — Durham, NC
Rejecting the first offer usually does not end your claim. It typically means the claim moves into negotiation, where the insurer may ask for more…
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What happens if an insurance company requires a third party to submit a claim online? — Durham, NC
An online claim requirement usually means the insurance company wants the third party to start the property damage claim through its intake portal…
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What happens if an insurance adjuster says a settlement offer needs supervisor approval? — Durham, NC
It usually means the adjuster does not have final authority to make or accept that settlement number yet. In a North Carolina personal injury claim,…
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What happens after my medical bills are collected for a personal injury claim? — Durham, NC
After your medical bills are collected, the legal team usually reviews them with your medical records, checks for missing treatment or balances,…
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What evidence should be included in an insurance demand after a car accident? — Durham, NC
An insurance demand after a North Carolina car accident should include evidence of fault, injuries, medical treatment, expenses, lost income,…
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What evidence helps prove the other driver ran a red light in a car accident? — Durham, NC
The strongest evidence is usually independent proof of who had the light: video, neutral witnesses, police investigation details, signal timing…
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What evidence can help support a neck and back injury claim after a car accident? — Durham, NC
Strong evidence usually includes the crash report, photos, witness information, vehicle damage, medical records, bills, and proof of how the neck and…
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What does it mean if liens have to be paid from my settlement? — Durham, NC
It means someone may have a legal or reimbursement claim against part of your personal injury settlement before you receive the remaining proceeds.…
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How does workers' compensation subrogation work after an accident involving a third party? — Durham, NC
Workers' compensation subrogation may apply when an employee receives workers' compensation benefits for an injury caused by someone other than the…
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How do workers' compensation and the at-fault driver's insurance work together after a work-related vehicle accident? — Durham, NC
You may have both a North Carolina workers' compensation claim and a separate claim against the at-fault driver's insurance after a work-related…
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How do personal injury claims and workers' compensation claims interact after the same accident? — Durham, NC
You may have both a workers' compensation claim and a personal injury claim after the same accident if you were hurt while working and someone…
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How do I protect my injury claim when the other driver caused the crash? — Durham, NC
You protect your injury claim by documenting fault, protecting your medical and wage-loss proof, confirming the insurance claim details, and watching…
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How do I open or access an auto injury claim with the insurance company after a crash? — Durham, NC
You usually open or access an auto injury claim by notifying the right insurance company, giving basic crash and contact information, and asking for…
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How do I find the claim number and adjuster assigned to my car accident claim? — Durham, NC
Start with the insurance company’s main claims department and ask whether a claim has already been opened for the crash. If it has, ask for the claim…
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How do I document that a car accident property damage claim has been fully resolved? — Durham, NC
Use a clear written release signed by the person who owns the damaged property, and keep proof of every payment or vehicle transfer. Under North…
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How do I communicate with the insurance adjuster after an accident injury claim? — Durham, NC
Communicate with the insurance adjuster in a calm, factual, and organized way, preferably with important points confirmed in writing. In a North…
