Firm news
Accident Q&A series
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Can I ask the insurance company for more if the first car accident settlement offer does not seem fair? — Durham, NC
Yes. In a North Carolina car accident claim, you can usually respond to an initial settlement offer with a counteroffer and supporting documentation.…
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Can an insurance company require my Social Security number before funding a personal injury settlement? — Durham, NC
Yes, an insurance company or structured settlement company may ask for your Social Security number or other identifying information before funding a…
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Can a health insurance lien be reduced before my injury case resolves? — Durham, NC
Yes, a health insurance lien may sometimes be reviewed, challenged, or negotiated before your injury case resolves, but the timing and leverage…
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Will the at-fault driver's insurance cover my medical bills and pain and suffering after a car accident? — Durham, NC
Usually, the at-fault driver’s liability insurance may pay for medical bills, pain and suffering, and other proven losses, but it often pays through…
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Who should talk to the insurance company about passengers when my lawyer only represents me? — Durham, NC
Usually, the passengers—or a parent or legal guardian for a child passenger—should speak for their own injury claims, or get their own lawyer, unless…
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What should I do if the other driver seemed impaired but there is no police report? — Durham, NC
Act quickly to create a clear record, but do not assume the claim is lost because no officer came to the scene. In North Carolina, you may still…
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What should I do if I receive more medical bills after a demand is prepared? — Durham, NC
Tell your attorney or claim handler about the new bills right away and send copies before the demand is mailed, supplemented, or settled. In a North…
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What responsibilities would I have if I agree to be executor for a limited legal claim? — Durham, NC
If you agree to serve, you would likely be taking on formal estate responsibilities, not merely lending your name to a lawsuit. In North Carolina, a…
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What medical bills and records are needed before sending a demand to the insurance company after an accident? — Durham, NC
Before sending a personal injury demand, you usually need complete accident-related medical records and itemized bills from every provider who…
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What is the difference between a property damage claim and a personal injury claim after a car accident? — Durham, NC
A property damage claim is about the vehicle and related costs, while a personal injury claim is about the physical harm caused by the crash. In…
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What information should I gather from my doctors after a car accident? — Durham, NC
After a car accident, gather records that show what treatment you received, when you received it, what it cost, and how your providers connected the…
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What information should I gather for a car accident injury claim? — Durham, NC
Gather information that helps show what happened, who may be responsible, what insurance may apply, and how the crash affected your health, work, and…
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What information does an attorney usually provide to process a MedPay claim? — Durham, NC
An attorney usually provides the insurance representative with enough information to confirm representation, identify the correct MedPay coverage,…
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What information can a medical provider share with a personal injury law firm? — Durham, NC
A North Carolina medical provider can usually share a patient’s medical records, bills, lien information, and related claim documents with a personal…
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What happens if the insurance company makes a low settlement offer after a serious accident? — Durham, NC
A low settlement offer does not end your North Carolina personal injury claim. It usually means the insurer has made an opening position based on its…
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What happens if required personal information is missing from a structured settlement? — Durham, NC
Missing required personal information can delay or prevent funding of a structured settlement until the missing items are supplied or the parties…
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What happens if a medical provider claims a lien against my personal injury settlement? — Durham, NC
A medical provider lien may require part of your North Carolina personal injury settlement to be held and paid toward injury-related medical charges…
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What happens after my attorney contacts the insurance adjuster about my claim? — Durham, NC
After your attorney contacts the insurance adjuster, the insurer should usually direct claim communications through your law firm, confirm basic…
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What evidence should I keep after a rear-end collision when I have videos from the scene? — Durham, NC
Keep the original videos, but do not rely on video alone. In a North Carolina rear-end injury claim, you should also preserve photos, vehicle damage…
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What can I do if the other driver’s insurance denies my car accident claim and says I was speeding? — Durham, NC
You can challenge the denial by asking for the insurer’s written basis, gathering evidence that addresses speed and lane movement, and documenting…
