Firm news

Accident Q&A series

  1. What kind of medical providers should I see after a car accident to document foot, ankle, and chest pain? — Durham, NC

    In North Carolina, the “right” providers are the ones who can (1) rule out dangerous conditions and (2) create clear, consistent medical records…

  2. What happens if the other driver turns out to be uninsured or underinsured? — Durham, nc

    In North Carolina, if the at-fault driver has no insurance (uninsured) or not enough insurance (underinsured), you may be able to make a claim under…

  3. What happens if the insurance company denies or lowballs my diminished value claim? — Durham, NC

    In North Carolina, a denied or low diminished value offer usually means you need stronger proof of the vehicle’s market value loss —not just the…

  4. What are my options for getting medical care after a car accident if I don’t have health insurance? — Durham, NC

    In North Carolina, you can often still get medical care after a car wreck even if you do not have health insurance. Common options include using…

  5. Should I give a recorded statement to the liability adjuster? — Durham, NC

    In most North Carolina car accident injury claims, you are not required to give a recorded statement to the other driver’s liability adjuster. A…

  6. How long do I have to file a car accident claim after the crash? — Durham, NC

    In North Carolina, you usually have three years to file a lawsuit for injuries or vehicle damage from a car crash. That deadline is different from an…

  7. How does the police report help my car accident claim, and how do I use the report number? — Durham, NC

    In North Carolina, the police crash report is usually a starting point for your claim because it documents who was involved, where it happened, what…

  8. How do I prove the other driver was at fault if they merged into my lane and hit the side of my car? — Durham, nc

    In North Carolina, you usually prove fault in a “merged into my lane” sideswipe by showing the other driver changed lanes without making sure it was…

  9. How can I get my car repairs covered when the insurance company says they won’t pay anything? — Durham, nc

    In North Carolina, a “no payment” decision on car repairs is often a coverage decision (your insurer says the loss is not covered) or a proof…

  10. How can I find out the other driver’s insurance information if they wouldn’t share it at the scene? — Durham, NC

    In North Carolina, the most practical way to identify the other driver’s insurance is usually to get the official crash report (often called a…

  11. How can I fight an insurance denial after a hit-and-run when they say our statements don’t match? — Durham, nc

    In North Carolina, you can often challenge a hit-and-run denial by (1) pinning down the insurer’s exact reason for denial in writing, (2) correcting…

  12. Can I still make a claim if the other driver’s insurance keeps contacting me? — Durham, NC

    Yes. In North Carolina, an insurance adjuster contacting you—sometimes repeatedly—does not stop you from making an injury claim. You can choose how…

  13. Can I still bring an injury claim if I don’t have health insurance and can’t afford treatment upfront? — Durham, NC

    Yes. In North Carolina, you can still bring an injury claim even if you do not have health insurance and cannot pay for treatment upfront. The bigger…

  14. Can I get workers’ comp benefits if I was hurt in a car crash while driving a work vehicle on the job? — Durham, NC

    Often, yes. In North Carolina, a crash injury can qualify for workers’ compensation if it happened while you were doing your job (not just commuting)…

  15. Can I file a diminished value claim if the other driver’s insurance already paid for repairs? — Durham, NC

    Yes, you may still be able to pursue a diminished value claim in North Carolina even if the other driver’s insurance already paid to repair your…

  16. What kind of proof do I need to show that the debris was on the road long enough that someone should have removed it? — Durham, NC

    In North Carolina, it usually is not enough to show that road debris existed—you typically need proof that the responsible party knew about it or…

  17. Will my case be delayed if my follow-up appointment is a few months away? — Durham, NC

    It can, but it depends on what that follow-up appointment is for and what stage your North Carolina injury claim is in. Many cases move more smoothly…

  18. Who is the right person to contact to report a slip-and-fall claim against a campus or university? — Durham, NC

    In North Carolina, the “right person” depends on what kind of campus it is. If the campus is a State entity (including many public universities and…

  19. What kind of proof do I need to support my missed work time and medical visits for an accident claim? — Durham, NC

    For missed work time, the strongest proof is usually an employer-completed wage verification showing your job title, pay rate, the exact dates/hours…

  20. What information does the campus typically need to open a slip-and-fall claim and investigate it? — Durham, NC

    To open and investigate a campus slip-and-fall claim in North Carolina, the campus typically needs the basic “who/what/when/where,” a description of…

A path forward

What happened is part of your story. Not the end of it.

A clear plan makes room to heal. We handle the claim. You get back to your life.

Talk through what comes next