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Accident Q&A series

  1. How can ongoing pain and continued treatment affect my injury claim?

    Ongoing pain and continued treatment can matter a great deal in a North Carolina injury claim because they may help show that your injuries are still…

  2. Can I still make a claim if I already reported the accident to my own insurance company?

    Yes. In North Carolina, reporting a crash to your own insurance company usually does not prevent you from making an injury claim.

  3. Can I recover compensation for missed work and medical treatment after a hit-and-run accident?

    Yes, under North Carolina law, missed work and reasonable medical treatment may be part of a personal injury claim after a hit-and-run accident.

  4. Can I still negotiate the settlement terms if I have not signed the release yet?

    Yes. In North Carolina, if you have not signed the settlement release yet, you can usually still ask to negotiate or clarify settlement terms before you sign.

  5. Can I review the release before I sign it, and what should I look for?

    Yes. In a North Carolina personal injury settlement, you can (and should) review the release before you sign it, because the release is usually the document…

  6. Can I review and ask questions about the lien deductions before signing the settlement paperwork?

    Yes. In North Carolina, you can (and should) review the proposed settlement distribution—including lien deductions—before you sign the final settlement…

  7. What should I do if the driver who hit me was intoxicated—does that affect my injury claim?

    Yes. In North Carolina, an intoxicated driver can still be held financially responsible for your injuries under the same basic negligence rules, and…

  8. What kind of proof do I need to show the property owner knew about the icy steps and didn’t fix them?

    In North Carolina, you generally need proof the property owner or manager had actual notice (they were told or saw the icy stairs) or constructive notice (the…

  9. What information do I need to provide to open a third-party insurance claim after a car accident?

    To open a third-party (at-fault driver) insurance claim in North Carolina, you typically need basic crash details, the at-fault driver/vehicle information,…

  10. What happens if the insurance company tells me I have to file the claim through a local agent instead of the main claims line?

    In North Carolina, an insurance company can route a new claim to a local agent or local office for intake, but that should not become a reason to stall the…

  11. What happens if Medicare finds additional accident-related charges after the case is already settled?

    Even after a North Carolina injury case settles, Medicare can still identify additional accident-related payments during its final claims search and include…

  12. What documents do I need to provide to get a final Medicare lien amount and close out the case?

    To get a final Medicare lien (often called a final demand amount) after a North Carolina injury settlement, Medicare typically needs proof the case actually…

  13. How is a settlement calculated for fractured ribs and fractured vertebrae from a slip and fall, including ongoing pain and limitations?

    In North Carolina, a slip-and-fall settlement is usually based on (1) how clearly the property owner or landlord was negligent and (2) the total harm you can…

  14. How does Medicare decide what medical bills are included in a car accident lien?

    In a North Carolina car accident settlement, Medicare generally includes bills it paid that it believes are accident-related (often called “conditional…

  15. How do injury settlements work when I have Medicaid and got treated at the emergency room?

    In North Carolina, if Medicaid paid for your emergency room care (or other accident-related treatment), the State can seek reimbursement from the injury…

  16. How do I handle an insurance claim while I’m still treating and don’t know my final prognosis?

    In North Carolina, you can (and usually should) start the insurance claim while you’re still treating, but you generally want to be careful about settling too…

  17. How do I get the other driver’s insurance company to respond when they keep changing adjusters and won’t call me back?

    In North Carolina, you usually get better results by switching from repeated phone calls to a clear, written paper trail: one point of contact, a short…

  18. How do I get a copy of the incident report if the apartment complex refuses to release it to me?

    In North Carolina, an apartment complex’s incident report is usually a private business record, so the property manager may refuse to hand it over informally.

  19. How do I file an accident claim with the other driver’s insurance company when I’m the claimant?

    In North Carolina, you can usually start a third-party accident claim by giving the other driver’s insurer notice of the crash and requesting that a claim…

  20. How do attorney fees and case costs affect a Medicare lien reduction after a settlement?

    In most North Carolina injury settlements involving Medicare, Medicare’s repayment claim is typically reduced to account for the attorney fees and litigation…

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