Firm news

Accident Q&A series

  1. Can I make a counteroffer after the insurance company makes a settlement offer? — Durham, NC

    Yes. You may respond to an insurance company’s settlement offer with a counteroffer supported by the facts and documentation of your personal injury…

  2. Can I include chiropractic treatment records as part of my injury claim? — Durham, NC

    Yes. Chiropractic treatment records and related bills may be included in a North Carolina personal injury claim when they help document injuries,…

  3. Can I bring a personal injury claim after a car accident? — Durham, NC

    Yes, you may be able to bring a personal injury claim after a North Carolina car accident if another person’s negligence caused the crash and your…

  4. Can I bring a car accident claim if another driver reversed or pulled out in front of me? — Durham, NC

    Yes. You may have a North Carolina car accident claim if another driver reversed or pulled out when it was unsafe and caused the collision and your…

  5. Can I bring a car accident claim if another driver pulled out in front of me? — Durham, NC

    Yes, you may be able to bring a car accident claim if another driver pulled into your path and caused the collision. North Carolina right-of-way…

  6. Can hospital liens or health insurance reimbursement claims be negotiated before I receive my settlement? — Durham, NC

    Yes. Hospital liens and health insurance reimbursement claims can often be reviewed and discussed before settlement funds are distributed, although a…

  7. Can FMLA paperwork help support my personal injury claim if it shows I missed work because of my injuries? — Durham, NC

    Yes. FMLA paperwork can help document when you missed work and whether a health care provider connected the leave to your physical limitations.…

  8. Can an insurance company use improvement after physical therapy to lower my settlement? — Durham, NC

    Yes. An insurance company may argue that improvement after physical therapy shows your symptoms lasted for a limited time or that future care is…

  9. Can an insurance company leave a claim unresolved if the adjuster is hard to reach? — Durham, NC

    An adjuster’s failure to respond does not resolve, deny, or extinguish a bodily injury claim. North Carolina claims-handling standards generally call…

  10. What should I look for in a release before accepting a property damage settlement after a car accident? — Durham, NC

    Confirm that the release settles only the vehicle-related property damage you intend to resolve. Under North Carolina law, paying a property damage…

  11. What should I do if I was injured in a car accident caused by another driver? — Durham, NC

    Protect your health, report the crash, preserve evidence, notify the appropriate insurers, and keep records of your injuries and expenses. Under…

  12. What should I do if I receive EMS paperwork after a car accident? — Durham, NC

    Keep every page, make a copy, and promptly send the EMS paperwork to the representative handling your bodily injury claim. The documents may include…

  13. What should I do after being involved in a motor vehicle accident? — Durham, NC

    Stop, address immediate safety concerns, contact law enforcement when required, exchange information, and document the scene if you can do so safely.…

  14. What should be included in an underinsured motorist demand after a car accident? — Durham, NC

    An underinsured motorist demand should clearly explain coverage, fault, injuries, damages, the liability insurer's payment or tender, and the amount…

  15. What information should I keep after a car accident to support my injury claim? — Durham, NC

    Keep records showing how the crash happened, the condition of the vehicles, your injuries and medical care, your financial losses, and every…

  16. What information should I gather after a car accident? — Durham, NC

    Gather information about the drivers, vehicles, insurance, witnesses, crash location, injuries, medical care, and related expenses. Preserve…

  17. What information does a lawyer need after a car accident? — Durham, NC

    A lawyer generally needs the crash details, information about everyone involved, insurance records, photographs, witness contacts, medical…

  18. What happens if the other driver caused my accident? — Durham, NC

    If the other driver caused your accident, you may have a North Carolina claim for injuries, vehicle damage, lost income, and other supported losses.…

  19. What happens if the insurance company decides my car is a total loss after an accident? — Durham, NC

    If the insurer declares your car a total loss, it will usually offer payment based on the vehicle’s fair market value immediately before the…

  20. What happens if the at-fault driver does not have enough insurance to cover my injuries? — Durham, NC

    You may be able to pursue the at-fault driver’s liability coverage and then seek underinsured motorist benefits through an applicable auto policy.…

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