Firm news
Accident Q&A series
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Can the insurance company lawfully deny my injury claim if they lost or never had my coverage information?
In North Carolina, an insurer may deny a claim for lack of coverage only if, after a reasonable investigation, it determines no policy covered you or…
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Can I use a household member’s car insurance policy to cover my accident?: North Carolina answer
Often yes. In North Carolina, you may access a household member’s auto policy if you qualify as a “resident relative” or a permissive user under that…
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Can I settle my claim without knowing the medical lien amount first?: North Carolina
Yes. In North Carolina you can agree on a settlement amount before you know the exact lien payoffs, but your lawyer must identify and pay valid liens…
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Can I recover lost wages from the city when their road hazard caused me to miss work?: North Carolina guide
In North Carolina, you may recover vehicle damage and reasonable loss-of-use (like rental costs) from a city if the city waived governmental immunity…
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Can I negotiate for additional compensation beyond standard workers comp?: North Carolina
Yes, in North Carolina you can negotiate a workers’ compensation settlement that goes beyond the weekly checks you’re receiving, but it must be…
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Can I negotiate a personal injury settlement myself?: North Carolina
Yes. North Carolina law does not require you to hire a lawyer to negotiate with an insurance company. But know the risks: North Carolina’s…
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Can I include anxiety and emotional distress damages when we send a demand letter to the insurance company?
Yes. In North Carolina, you can claim non-economic damages like anxiety, emotional distress, and pain and suffering in your pre-suit demand letter…
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Can I file a lawsuit for bacterial colitis and bleeding caused by contaminated food?: North Carolina
Yes. In North Carolina, you can bring a product liability and negligence claim if contaminated food caused your illness and bleeding. You must prove…
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Can I escalate or file a complaint if an insurance adjuster ignores my inquiries?: Clear steps under North Carolina workers’ compensation
Yes. In North Carolina, you can escalate inside the insurance company (ask for the adjuster’s supervisor or a claims manager) and, if needed, file a…
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Can I demand the contact details for the adjuster handling my injury claim?
Yes. In North Carolina, you can ask the insurer to identify the assigned adjuster and confirm the correct claim number. State insurance law requires…
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Can I choose to pay unpaid medical bills myself after settlement instead of having them deducted?: North Carolina personal injury liens and reimbursements
In North Carolina, your lawyer must pay valid, perfected liens and certain statutory reimbursement claims (like Medicare, Medicaid, or the State…
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When should I expect a settlement offer after submitting the repair report?: North Carolina personal injury claims
North Carolina law does not set a fixed deadline for an insurer to make a settlement offer, but insurers must investigate and act promptly once they…
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What medical evidence do I need to support my claim against a store?
In North Carolina, you need medical records that diagnose your injuries, link them to the incident, and show the treatment you received and the cost.…
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What forms do I need to complete to file a diminished value claim with my insurer?: North Carolina Personal Injury
North Carolina does not have a single, statewide form for diminished value claims. You file through the insurance company’s property-damage claims…
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How long does it typically take to resolve a personal injury claim after sending a demand letter?: North Carolina
There is no fixed deadline under North Carolina law for an insurer to resolve a claim after a demand letter. Many carriers respond within a few…
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How do I use a repair report to negotiate a settlement offer with the insurance company?: North Carolina
In North Carolina, use the final repair report to prove the cost to restore your vehicle and any permanent loss in value after repairs (diminished…
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How can I speed up my referral appointment under Medicaid?
In North Carolina, you can ask your Medicaid health plan and your primary care provider to request an expedited referral and preauthorization when…
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Can I recover for pain and suffering as well as medical expenses in my claim against the store?
Yes. In North Carolina, an injured person can pursue both economic damages (like medical expenses) and non-economic damages (like pain and suffering)…
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What should I do if the insurer does not respond to my lien request?: Clear next steps in North Carolina personal injury cases
Under North Carolina law, you must protect valid medical and benefit-plan liens before disbursing settlement funds. If an insurer or plan…
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What paperwork do I need to get my insurance settlement check as soon as possible?
In North Carolina, insurers typically issue a settlement check after they receive a fully executed (often notarized) release, payee/Tax ID details…
