Firm news
Accident Q&A series
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Can I recover my chiropractic and other medical bills if the insurer says I'm at fault?
In North Carolina, if you are even slightly at fault, the contributory negligence rule can bar recovery from the other driver’s liability insurer.…
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Can I recover my car repair costs from the other driver’s insurer?: North Carolina
Yes—if you can prove the other driver was at fault and you were not, the other driver’s liability insurer should pay for your repair costs (and…
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Can I recover compensation for lost income or other nonmedical damages in this claim?
Yes. In North Carolina, you may recover lost wages, loss of future earning capacity, property damage, and other out-of-pocket losses if you can show…
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Can I pursue compensation from multiple at-fault drivers in a multi-vehicle collision?
Yes. In North Carolina, you can assert claims against any and all drivers whose negligence contributed to your injuries. Each at-fault driver can be…
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Can I pursue compensation for ongoing anxiety and fear of driving after a rear-end collision?: North Carolina perspective
Yes. In North Carolina, you can seek compensation for mental anguish, including anxiety and fear of driving, as part of a personal injury claim if…
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Can I negotiate for a higher settlement if only a few parts were repaired?: North Carolina personal injury
Yes. In North Carolina, you can pursue diminished value even after repairs if the crash lowered your car’s market value. Insurers are not bound by…
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Can I include emotional distress damages related to my spouse’s sudden passing in my settlement?: Clear answers under North Carolina law
In North Carolina, you can recover for your own accident-related emotional distress as part of pain and suffering. But grief from an unrelated…
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Can I include aggravation of a prior surgery when negotiating my injury claim?: North Carolina personal injury law
Yes. In North Carolina, you can seek compensation for the aggravation of a pre-existing condition if the crash or incident proximately caused it. You…
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Can I compel a company to release surveillance video after a crash?: North Carolina
Yes, but you usually need legal process. In North Carolina, a private business does not have to hand over video voluntarily. After you file a…
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What steps do I need to take to submit additional medical bills for PIP reimbursement?
In North Carolina, first-party medical coverage is usually called Medical Payments coverage (MedPay); some policies label it PIP. To seek…
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What can I do if the insurer denies coverage for some of my medical expenses?: North Carolina
In North Carolina, payment of auto medical benefits (often called MedPay, and sometimes labeled PIP) is governed by your insurance policy. If the…
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Can I use my personal injury protection to cover both emergency and follow-up treatment costs?
Yes—under North Carolina policies this coverage is usually called Medical Payments (MedPay), not PIP, but it generally pays reasonable and necessary…
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Can I negotiate further if an insurer’s initial offer is too low?: North Carolina
Yes. In North Carolina, you can keep negotiating until there is a binding settlement. An initial offer is only a starting point. Once you clearly…
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What steps do I need to take to get fair compensation for my damaged vehicle after an accident?: North Carolina guide
In North Carolina, the standard measure for a totaled vehicle is its fair market value (actual cash value) immediately before the crash, plus…
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What should I do if I haven’t received the insurer’s coverage packet?: North Carolina guidance for personal injury claims
In North Carolina, send a written letter of representation and a formal request for the complete policy and declarations page to the insurer right…
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What is the process for requesting a payoff from a medical billing service?
In North Carolina, send a written payoff request to the provider’s patient accounts or lien department with your client’s identifiers and a signed…
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What is the difference between auto protection coverage and accidental protection coverage?: North Carolina
In North Carolina, vehicle-based auto coverage protects losses tied to a covered car (liability, uninsured/underinsured motorist, property damage,…
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What information do I need to verify or start a health plan subrogation claim?
In North Carolina, you verify or start a health plan subrogation claim by giving the plan (or its recovery vendor) enough details to confirm the…
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What happens if I sign a release before all my medical expenses are settled?: North Carolina Personal Injury
In North Carolina, a signed release in a personal injury case usually ends your right to seek more money from the at-fault party—even if new medical…
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What evidence should I gather to support my property damage claim against the insurer?
In North Carolina, you strengthen a property damage claim by proving your car’s pre-loss value, the extent of damage, and how the insurer’s valuation…
