Firm news
Accident Q&A series
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How do I ensure I receive the medical lien paperwork needed to resolve my claim?: Answer under North Carolina law
In North Carolina, you don’t need the adjuster’s permission to get medical lien paperwork.
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How can I recover out-of-pocket vehicle replacement and deductible costs in my injury claim?: Practical steps under North Carolina law
In North Carolina, you can recover your vehicle replacement costs and your collision deductible as part of your property-damage claim against the at-fault…
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How can I prepare a strong counter-offer to an insurance adjuster’s initial settlement offer?: practical steps under North Carolina law
In North Carolina, a strong counter-offer is clear, evidence-driven, and in writing.
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How can I make sure my representation letter is honored by the insurer?
In North Carolina, once an insurer knows you have an attorney, claim communications should go through your lawyer.
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How can I hold a store accountable for food poisoning from expired products?
In North Carolina, you can pursue the store for selling unsafe food under negligence and warranty law.
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How can I get the exact medical lien payoff amount from my insurer when the adjuster won’t respond?: North Carolina
In North Carolina, you do not have to wait on the liability adjuster to learn lien payoffs.
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How can I get the city to pay for my car’s diminished value after it was damaged by an unmarked pothole?: North Carolina
In North Carolina, you can pursue the city for negligence in maintaining its streets, but recovery depends on proving the city had notice of the pothole (or…
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How can I follow up when my workers’ comp adjuster isn’t responding to a lien request?: North Carolina guidance
In North Carolina, the workers’ compensation insurer has a statutory lien on a third-party recovery, and you can demand an itemized lien statement showing…
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How can I file a claim for accident damages if I had no auto insurance?
In North Carolina, you can still pursue accident damages even if you did not have auto insurance.
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How can I confirm whether I had an active auto insurance policy at the time of my accident?: North Carolina
In North Carolina, the fastest way to confirm coverage on the accident date is to get written proof from the insurer (a coverage verification letter or…
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Can the insurance company lawfully deny my injury claim if they lost or never had my coverage information?
In North Carolina, an insurer may deny a claim for lack of coverage only if, after a reasonable investigation, it determines no policy covered you or the…
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Can I use a household member’s car insurance policy to cover my accident?: North Carolina answer
Often yes. In North Carolina, you may access a household member’s auto policy if you qualify as a “resident relative” or a permissive user under that policy.
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Can I settle my claim without knowing the medical lien amount first?: North Carolina
Yes. In North Carolina you can agree on a settlement amount before you know the exact lien payoffs, but your lawyer must identify and pay valid liens from the…
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Can I recover lost wages from the city when their road hazard caused me to miss work?: North Carolina guide
In North Carolina, you may recover vehicle damage and reasonable loss-of-use (like rental costs) from a city if the city waived governmental immunity through…
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Can I negotiate for additional compensation beyond standard workers comp?: North Carolina
Yes, in North Carolina you can negotiate a workers’ compensation settlement that goes beyond the weekly checks you’re receiving, but it must be within the…
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Can I negotiate a personal injury settlement myself?: North Carolina
Yes. North Carolina law does not require you to hire a lawyer to negotiate with an insurance company.
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Can I include anxiety and emotional distress damages when we send a demand letter to the insurance company?
Yes. In North Carolina, you can claim non-economic damages like anxiety, emotional distress, and pain and suffering in your pre-suit demand letter when the…
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Can I file a lawsuit for bacterial colitis and bleeding caused by contaminated food?: North Carolina
Yes. In North Carolina, you can bring a product liability and negligence claim if contaminated food caused your illness and bleeding.
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Can I escalate or file a complaint if an insurance adjuster ignores my inquiries?: Clear steps under North Carolina workers’ compensation
Yes. In North Carolina, you can escalate inside the insurance company (ask for the adjuster’s supervisor or a claims manager) and, if needed, file a complaint…
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Can I demand the contact details for the adjuster handling my injury claim?
Yes. In North Carolina, you can ask the insurer to identify the assigned adjuster and confirm the correct claim number.
