Firm news
Accident Q&A series
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Can missing lien statements hold up my settlement or case resolution?
Yes—missing lien statements can slow down when you receive your settlement funds in North Carolina.
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Can I include irregular draws as income when preparing a demand letter?: North Carolina
Yes—if those draws reflect actual earnings and you can back them up with records.
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Can I accept settlement funds for my kids but still pursue my own claim?: North Carolina guidance
Yes—if the paperwork clearly limits the release to your children’s claims and a North Carolina judge approves each minor’s settlement, you can usually reserve…
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Are there legal steps to compel disclosure of medical liens from an insurer?: North Carolina
Under North Carolina law, medical provider liens attach to your personal injury recovery, and providers must furnish itemized statements when you request them.
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What specific information should I include in a records and billing request to avoid delays?
To avoid delays in North Carolina, include a signed patient authorization (or other legal authority), the patient’s full name and date of birth, the EMS run…
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What can I do if the insurer refuses to equalize my settlement with a co-claimant?
In North Carolina, an insurer does not have to match your settlement to what it paid another person from the same accident.
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What authorization do I need to request medical records from an EMS provider?: North Carolina
In North Carolina, EMS patient care reports and billing records are protected health information.
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How long should I expect to wait for an EMS provider to respond to a billing and records request?: North Carolina
In North Carolina, most EMS providers covered by HIPAA must respond to a valid request for billing records or an EMS patient care report within 30 days of…
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How do I get my release signed and notarized so I can receive my settlement?: North Carolina
In North Carolina, you must personally appear before a commissioned notary public and sign the insurer’s release in the notary’s presence.
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How can I obtain EMS billing details for my client under HIPAA?
In North Carolina, you can obtain an EMS billing balance and records with a valid HIPAA authorization signed by your client or proof that you are the client’s…
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How can I negotiate to match another claimant’s settlement for the same accident?: Practical steps under North Carolina law
North Carolina law does not guarantee that your settlement will match another person’s from the same accident.
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Do I need separate release forms for the liability portion and the medical payments portion of my claim?: North Carolina
Yes. In North Carolina, the liability claim against the at‑fault driver and the medical payments ("Med Pay") claim under your own auto policy are separate.
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Can my age or pre-existing conditions lead to a lower personal injury offer?: North Carolina
Not automatically. In North Carolina, you can recover for the aggravation of a pre-existing condition, and your age does not bar recovery.
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Can I submit an EMS records request through an online portal instead of calling?
Yes. In North Carolina, an EMS provider may direct you to submit records and billing requests through its online portal, as long as you include a valid…
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What steps are involved in negotiating a premises liability settlement with an insurance company?: North Carolina
In North Carolina, you negotiate a premises liability settlement by proving negligence, documenting your damages, and engaging the property owner’s liability…
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What should I do if I haven’t received the settlement offer they said was coming?
In North Carolina, do not wait indefinitely for a promised offer. Confirm in writing with the adjuster, set a short response deadline, and protect your…
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What happens if the insurer’s final offer is below the minimum I want?
In North Carolina, you do not have to accept an insurer’s “final” offer. Settlement is voluntary until you sign a release.
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What happens if the insurer’s final offer doesn’t cover all my special damages after a crash?
In North Carolina, you don’t have to accept a final offer that won’t cover your reasonable medical bills and other special damages.
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What expenses are covered by medical payments coverage versus my main settlement?: North Carolina Personal Injury
In North Carolina, medical payments coverage (often called “Med Pay”) pays your reasonable and necessary accident-related medical bills up to your policy…
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What evidence do I need to prove an unmarked hazard caused my accident in the airport?: North Carolina
In North Carolina, you must prove the airport (or its operator) was negligent: a dangerous condition existed, the airport knew or should have known about it,…
