Firm news
Accident Q&A series
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Am I entitled to rental car benefits and for how long after a total loss?: North Carolina guide for totaled vehicles and rental rights
In North Carolina, if another driver is at fault and your car is totaled, you can claim “loss-of-use” damages—typically the reasonable cost of a rental…
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What happens if we settle before the insurers send their lien ledgers?: North Carolina Personal Injury
You can settle, but your lawyer must protect any statutory liens and reimbursement claims before disbursing money to you.
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What happens if I miss the deadline to sign the verification?
In North Carolina civil cases, if you miss the deadline to sign a required verification (most commonly the sworn signature on answers to interrogatories), the…
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How do I negotiate or reduce the ambulance bill balance after my accident in North Carolina?
Yes—under North Carolina law you can often reduce an ambulance bill. Ambulance services may assert a lien against your injury settlement, but medical liens…
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How do I challenge a total loss valuation under North Carolina law?
In North Carolina, you challenge a total loss valuation by requesting the insurer’s valuation report, correcting bad comparables or condition adjustments, and…
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How can I find out if TriCare or the VA has a lien on my injury settlement?: North Carolina
In North Carolina, you confirm TriCare or VA repayment claims by asking the federal agency that paid your accident-related care for a written lien or “rights…
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How can I file a personal injury claim after the other driver ran stop signs and hit my car?
In North Carolina, you file a personal injury claim by proving negligence: duty, breach, causation, and damages.
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Can I get medical records from the ambulance provider to verify the charges for my case?: North Carolina Personal Injury
Yes. In North Carolina, you (or your lawyer) can request your EMS/ambulance medical records and an itemized bill if you are the patient or have written…
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Can I get a copy of my crash report or a more detailed accident report for my claim?
Yes. In North Carolina, the officer’s DMV-349 crash report is a public record you can request from the investigating agency or the DMV once it’s filed.
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Can I claim damages for a pre-existing back condition that was aggravated in the accident?: North Carolina Personal Injury
Yes. In North Carolina, you can recover damages for the aggravation or activation of a pre-existing back condition if the other party’s negligence caused a…
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What steps should I take if my insurer says they never received my letter of representation?: North Carolina Personal Injury
In North Carolina, you should promptly re-send your letter of representation using a delivery method that gives you verifiable proof of receipt and then…
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What steps do I need to take to bring a civil claim after an assault?: North Carolina Personal Injury
In North Carolina, you start a civil assault/battery case by filing a complaint and having the Clerk of Superior Court issue a Civil Summons, then serving the…
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What kind of evidence do I need to prove an assault claim?: North Carolina Personal Injury
In North Carolina, you prove civil assault by showing the defendant intentionally caused you to reasonably fear an imminent harmful or offensive contact, and…
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What is the process to get an approval of a reduction of my medical lien in a personal injury settlement?: North Carolina
Under North Carolina law, medical providers have statutory liens on personal injury settlements, but those liens are limited and negotiable.
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What is the process of getting the insurer to reopen my auto damage claim after they closed it without notice?: North Carolina Personal Injury
In North Carolina, ask the insurer in writing to reopen the claim and include new or missing proof (photos, estimates, police report) and a short explanation…
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What happens if my concussion symptoms worsen and I need long-term treatment—will that affect my personal injury settlement?
Yes—under North Carolina law, your settlement should account for both past and reasonably expected future losses.
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How do I find a doctor or facility that will treat me on a lien basis for my personal injury case?: North Carolina Personal Injury
In North Carolina, many providers will consider treating you under a medical lien or a letter of protection when you have a personal injury claim.
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Can I file a lawsuit for being assaulted if I didn’t go to the hospital?
Yes. In North Carolina, you may file a civil assault or battery lawsuit even if you never sought hospital or medical care.
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Will any medical or chiropractor liens be deducted from my settlement funds?: North Carolina Personal Injury
Yes. In North Carolina, valid medical provider liens—including chiropractor bills related to your injury—are usually paid from your personal injury settlement…
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What should I do if my insurance company refuses to update me or threatens to close my claim?
In North Carolina, insurers must handle claims fairly and communicate in a reasonable time.
