Firm news

Accident Q&A series

  1. Can a family member help discuss a personal injury settlement if the injured person authorizes it? — Durham, NC

    Yes. A family member can usually help communicate with an insurer or attorney if the injured person clearly authorizes it, but the injured person…

  2. Will my out-of-pocket medical copays be included in my personal injury settlement? — Durham, NC

    Usually, documented medical copays can be included as part of the medical expense portion of a North Carolina personal injury settlement demand. The…

  3. Why do medical liens have to be verified before I receive my personal injury settlement money? — Durham, NC

    Medical liens have to be verified because North Carolina law can require certain medical providers and government benefit programs to be paid from…

  4. What should I do if the insurance adjuster needs information about where my motorcycle is stored? — Durham, NC

    You can usually give a property damage adjuster basic location information so the motorcycle can be inspected, photographed, moved, or evaluated.…

  5. What should I do if I admitted fault but still need my vehicle damage claim resolved? — Durham, NC

    You should keep working through the vehicle-damage claim if your own coverage may apply, even if you admitted fault. In North Carolina, admitting…

  6. What should I do if broken windshield glass cut me during a car accident? — Durham, NC

    Get the injury documented, keep the crash evidence, and do not treat the cut as a minor detail if it caused medical bills, missed work, scarring, or…

  7. What should I do after being involved in a motor vehicle accident? — Durham, NC

    After a motor vehicle accident, first focus on safety, reporting, medical needs, and preserving evidence. North Carolina law may require drivers to…

  8. What should I consider before accepting an injury settlement when there are medical liens? — Durham, NC

    Before accepting an injury settlement with medical liens, consider what the gross offer becomes after attorney fees, case costs, valid liens, unpaid…

  9. What medical records do I need after an ambulance takes me to the emergency room following a crash? — Durham, NC

    You usually need the ambulance report, the complete emergency room chart, imaging reports, discharge papers, itemized bills, and any follow-up…

  10. What information should I share with an insurance adjuster after a motorcycle accident? — Durham, NC

    Share basic, accurate information needed to identify the claim and protect the motorcycle, but be careful with fault, injuries, recorded statements,…

  11. What information should I gather after a motor vehicle accident? — Durham, NC

    Gather the information that identifies the people, vehicles, insurers, location, witnesses, police response, injuries, medical care, photos, and…

  12. What happens if the person who assaulted me says I started the fight? — Durham, NC

    The other person’s claim that you started the fight does not automatically end your civil injury claim. In North Carolina, it may become a defense…

  13. What happens if the insurance company says it has little room to increase its offer? — Durham, NC

    The insurer may be signaling that the adjuster has limited settlement authority, but that does not always mean negotiations are over. In a North…

  14. What happens if the driver who hit me was distracted and did not see me? — Durham, NC

    A distracted driver who did not see you may be legally responsible if their lack of attention caused the pedestrian crash. In North Carolina,…

  15. What happens if the commercial truck driver was found at fault for the crash? — Durham, NC

    If a commercial truck driver was found at fault, that finding may support your injury claim, but it does not automatically resolve liability,…

  16. What happens if my car had a mechanical problem that made it harder to stop before a crash? — Durham, NC

    A mechanical problem does not automatically end your injury claim, but it can become an important fault issue. In North Carolina, an insurer may…

  17. What evidence do I need for a civil injury claim after an assault? — Durham, NC

    You generally need evidence showing who assaulted you, what they did, how the incident caused your injuries, and what losses followed. In North…

  18. What evidence do I need after being hit by a car as a pedestrian? — Durham, NC

    You need evidence that identifies the driver, shows how the crash happened, documents your injuries, and preserves any insurance issues. In North…

  19. What can I do if an insurance company or repair shop will not release my car after a claim? — Durham, NC

    You can start by finding out who is actually holding the vehicle and the exact reason it is not being released. In North Carolina, a repair shop or…

  20. Should I talk to an insurance adjuster after a truck accident if I am still hurt? — Durham, NC

    You can speak with an insurance adjuster after a truck accident, but you should be careful if you are still hurt. In North Carolina, a recorded…

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