Firm news
Accident Q&A series
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Should I continue chiropractic care if it is helping before trying to settle my claim? — Durham, NC
Do not change helpful chiropractic care merely to speed up a settlement, but decide whether to continue treatment with your treating provider based…
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Should a medical provider avoid re-signing an older treatment note with the current date? — Durham, NC
Generally, yes. A provider should avoid re-signing an older treatment note in a way that could make the note appear to have been created or completed…
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Is it acceptable for treatment records to have different formatting after a medical office changes software? — Durham, NC
Yes. Different formatting is generally understandable when a medical office changes electronic record systems, as long as the records remain…
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Is a diminished-value claim worth pursuing for a newer vehicle that has already been repaired? — Durham, NC
Yes, a diminished-value claim may be worth evaluating when a newer vehicle is worth less after collision repairs because of its accident history.…
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How does underinsured motorist coverage apply when the at-fault driver's insurer offers its full policy limits? — Durham, NC
An offer of the at-fault driver’s full liability limits may open the door to an underinsured motorist claim, but it does not guarantee additional…
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How does completing medical treatment affect a health insurer's subrogation claim? — Durham, NC
Completing medical treatment does not automatically create, end, or fix a health insurer’s subrogation claim. It usually makes the claim easier to…
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How does a diminished-value claim work if the accident happened where I used to live and I have since moved? — Durham, NC
Moving after an accident does not usually erase a diminished-value claim. If the collision occurred in North Carolina, the claim will generally…
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How do medical provider discounts and write-offs affect the value of a car-accident claim? — Durham, NC
Medical provider discounts and write-offs can reduce the amount treated as past medical expenses in a North Carolina car-accident claim. Generally,…
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How do I open a health insurance subrogation case for an unresolved car accident claim? — Durham, NC
Open a health insurance subrogation case by notifying the health plan’s recovery department about the collision and asking it to create a file.…
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How can I obtain an itemized breakdown of a health insurance lien in a personal injury case? — Durham, NC
Send the health plan or its recovery administrator a written request for a complete claim-payment ledger, along with proof of representation and a…
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How can I make the store pay my child's medical bills after a slip-and-fall injury? — Durham, NC
You can seek payment by presenting a documented premises liability claim to the store or its insurer and, if necessary, filing a lawsuit. North…
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How can I make sure a personal injury demand includes medical expenses I already paid out of pocket? — Durham, NC
List each out-of-pocket medical payment separately in the demand and support it with a provider statement, receipt, explanation of benefits, or other…
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How can I make a claim against the other driver's insurance company after a car accident? — Durham, NC
You can open a third-party insurance claim by notifying the other driver’s insurer, providing basic crash information, and submitting evidence of…
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How can I document ongoing accident injuries if I do not have health insurance or a primary doctor? — Durham, NC
You can document ongoing injuries without health insurance or a primary doctor by keeping complete emergency-care records, seeking appropriate…
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How can I confirm the current lien information before resolving a personal injury claim? — Durham, NC
Confirm lien information by contacting every medical provider and benefit payer in writing, requesting a current itemized statement, and comparing…
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How can a police report help support a pedestrian accident claim? — Durham, NC
A police report can support a pedestrian accident claim by documenting the people involved, location, road conditions, witnesses, insurance…
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How are personal injury claims handled when the injured person is a minor? — Durham, NC
A North Carolina personal injury claim involving a minor is handled for the child through an adult representative, and any settlement generally needs…
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How are pain and suffering considered when I had limited treatment and several chiropractic visits? — Durham, NC
Pain and suffering may still be considered even if your medical care was limited and included only several chiropractic visits. In a North Carolina…
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Has the injured person's claim settled with the other insurance company? — Durham, NC
No. Based on the stated facts, the injured person’s claim has not settled with the other insurance company. Medical bills and records are still being…
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Does it affect the claim if I did not witness the fall but another adult was supervising my child? — Durham, NC
No, a parent’s failure to witness a child’s fall does not automatically prevent a North Carolina injury claim. The supervising adult’s firsthand…
