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Accident Q&A series

  1. What medical documents are usually needed to support a personal injury claim? — Durham, NC

    Most North Carolina personal injury claims need both medical records and itemized medical bills. The bills show what was charged, but the records…

  2. What is health insurance subrogation in a personal injury claim? — Durham, NC

    Health insurance subrogation means a health plan may claim a right to be repaid from a personal injury recovery for medical bills it paid because of…

  3. What information should I gather after a motor vehicle accident? — Durham, NC

    Gather identifying information, insurance details, crash facts, witness information, photos, medical documentation, and every communication related…

  4. What information is needed to request a final lien amount after settling a personal injury claim? — Durham, NC

    To request a final lien amount, you usually need the injured person’s identifying information, claim and accident details, proof of representation or…

  5. What information can my attorney share with the insurance company during a car accident claim? — Durham, NC

    Your attorney can usually share information that is needed to present, document, and negotiate your car accident injury claim, but not confidential…

  6. What happens to a personal injury settlement if Medicaid claims a lien? — Durham, NC

    If Medicaid paid injury-related medical bills, part of a North Carolina personal injury settlement may need to be held back and paid to the proper…

  7. What happens if the insurance company and I cannot agree on a settlement amount? — Durham, NC

    If you and the insurance company cannot agree, the claim may continue in negotiation, move toward mediation or another dispute process, or require a…

  8. What happens if other cars involved in the crash drove away? — Durham, NC

    Your injury claim does not automatically end because other cars drove away. In North Carolina, the driver who rear-ended you may still be…

  9. What happens if my injuries get worse after a motor vehicle accident? — Durham, NC

    If your injuries get worse after a motor vehicle accident, your North Carolina injury claim may need to account for the new medical information…

  10. What happens if a government health benefits program paid some of my accident-related medical bills? — Durham, NC

    A government health benefits program may have a legal right to be repaid from your personal injury settlement for accident-related medical bills it…

  11. What happens after my attorney receives all of my medical records and bills? — Durham, NC

    After your attorney receives all injury-related medical records and bills, the case can usually move into a detailed review stage. In a North…

  12. What evidence should I keep after a car accident? — Durham, NC

    Keep anything that helps show how the crash happened, who was involved, what damage occurred, and how your injuries affected you. In North Carolina,…

  13. What does it mean when my health plan reviews a car accident settlement? — Durham, NC

    It usually means your health plan, or a recovery vendor working for it, is checking whether it paid accident-related medical bills and whether it…

  14. What can I do if my parents received my car accident settlement check but I never got the money? — Durham, NC

    You can start by confirming whether a settlement check was actually issued, who it was payable to, whether it was cashed, and who had authority to…

  15. How is the value of a personal injury claim usually evaluated during settlement negotiations? — Durham, NC

    A personal injury claim is usually evaluated by looking at liability, injury-related damages, available insurance, evidence quality, medical…

  16. How is a government health benefits lien calculated when there is a cap on what can be recovered? — Durham, NC

    A capped government health benefits lien is usually calculated by confirming the accident-related payments, identifying the correct program rule, and…

  17. How does a police accident report affect a rear-end car accident claim? — Durham, NC

    A police accident report can be very important in a North Carolina rear-end car accident claim, but it usually does not decide the entire case by…

  18. How do I request records showing payment from my old car accident case? — Durham, NC

    You can usually start by sending a written request to the law firm that handled the old car accident case and asking for specific closing and payment…

  19. How do I prove who was at fault in a motor vehicle accident? — Durham, NC

    You prove fault by showing what happened, why the other driver’s conduct was careless or unlawful, and how that conduct caused the crash and your…

  20. How do I decide whether to accept or counter a personal injury settlement offer? — Durham, NC

    Decide by comparing the offer to your documented losses, liability proof, insurance limits, liens, deadline risk, and the chance that more…

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