Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What records should I request to verify the amount and validity of a health plan lien?
Request the governing plan documents, proof of the plan’s legal status, a claim-by-claim payment ledger, the lien administrator’s calculation, and written…
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What insurance information should I provide for the driver who hit me?
Provide the other driver’s auto insurance company, policy number, claim number, and adjuster information if you have them.
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What injuries and medical treatment are currently known for the represented claimant?
No specific injuries, diagnoses, or medical treatment are identified in the available facts.
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What happens if the insurance companies dispute whether the turning driver or the driver of the car I was riding in was at fault?
You may preserve injury claims involving both drivers while the insurance companies investigate who caused the collision.
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What factors determine the compensation available for a fractured wrist and other injuries from a car accident?
Compensation depends on proof of fault, the connection between the collision and each injury, the extent of medical care, lost income, pain and daily…
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What evidence can help support my injury claim after a car accident?
The strongest car accident claims usually combine evidence of fault, medical evidence connecting the injuries to the collision, and records showing financial…
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How do I notify a supplemental health insurer about a client's car accident and address any subrogation claim?
Send written notice to the insurer’s third-party liability, subrogation, reimbursement, or recovery unit after confirming which department handles accident…
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How can I obtain a final health plan lien after a personal injury settlement?
Ask the health plan or its lien administrator for a written final reimbursement demand based on the completed settlement.
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How can a health plan reimbursement claim be resolved after a settlement?
A health plan reimbursement claim can usually be resolved by identifying the type of plan, confirming its legal and plan-based rights, auditing the…
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How are accident-related medical bills handled if I do not have health insurance?
You may remain responsible for accident-related medical bills while your North Carolina injury claim is pending, even when another driver appears to be at…
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Has the insurer received the medical lien related to my personal injury claim?
It is not yet possible to confirm that the insurer received your medical lien notice.
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Do I have to give the other driver's insurance company all of my medical records?
No. You generally do not have to give the other driver’s insurer unrestricted access to every medical record during a North Carolina injury claim.
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Can the effect of my injuries on intimacy and sleep be included in my pain and suffering claim?
Yes. In a North Carolina personal injury claim, accident-related sleep disruption and changes in intimacy may support pain and suffering damages when the…
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Can settlement proceeds be distributed before a health plan lien is finalized?
Sometimes an undisputed portion of the settlement may be distributed before a health plan finishes its review, but enough money should generally remain in the…
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Can my spouse bring a separate loss of consortium claim after my car accident?
Yes. In North Carolina, a spouse may pursue a loss of consortium claim when accident-related injuries disrupt companionship, affection, marital services, or…
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Can my spouse and I pursue separate injury claims arising from the same car accident?
Yes. If you and your spouse were both injured in the same North Carolina car accident, each of you may generally pursue a separate bodily injury claim based…
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Can medical information unrelated to the accident be withheld from the insurance company?
Yes, medical information that is genuinely unrelated to a North Carolina accident claim can often remain private during pre-suit negotiations.
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Can I seek a lump-sum settlement instead of accepting an offer that separates cash compensation from medical expenses?
Yes. You may request a single lump-sum settlement, but the insurance company does not have to accept that structure.
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Can I recover lost wages if I did not receive a work note at the hospital?
Yes, you may still be able to recover lost wages even if the hospital did not give you a work note.
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Can I recover lost income if I am a freelance worker rather than a traditional employee?
Yes. A freelance worker may seek lost income in a North Carolina personal injury claim when another person’s negligence caused the injury and the resulting…