Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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Will the injured person's attorney send a demand to the insurer?
Usually, yes. If the evidence supports the claim and the client authorizes settlement discussions, the injured person’s attorney will often send a written…
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Why does the insurance company need medical bills and records directly from the treatment facilities?
The insurance company usually wants facility-issued records and itemized bills so it can verify the treatment, dates of service, charges, payment information,…
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Why does my underinsured motorist settlement agreement show less than the full policy limit?
The agreement may show less than the stated underinsured motorist limit because the insurer is treating an earlier payment as part of the total settlement or…
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Why do I need separate settlement agreements for the at-fault driver's insurance and my own insurance?
You need separate agreements because the two insurers are paying under different legal obligations.
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Where do I send a letter of representation for a health plan reimbursement claim?
Send the letter of representation to the health plan’s subrogation, reimbursement, or third-party recovery unit—not automatically to the address used for…
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What is the current status of the injured person's medical treatment?
Based on the available information, the injured person is still receiving medical treatment.
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What is the current status of a patient's personal injury case?
The personal injury matter remains open and pending while potential medical liens are verified.
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What is the current injury and treatment status of the person making the claim?
The available information does not establish the claimant’s current injury or treatment status.
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What happens with my personal injury claim while required medical records are still outstanding?
Your personal injury claim usually remains pending, but the insurer may delay or limit its evaluation until it receives the requested medical records.
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What happens to my claim if physical therapy does not improve my hip injury?
Your claim does not automatically end because physical therapy failed to improve your hip injury.
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What happens if the insurance company and my attorney cannot agree on a settlement amount?
If negotiations do not produce an acceptable settlement, your attorney may continue negotiating, provide additional evidence, explore mediation, or discuss…
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What happens if surveillance video conflicts with my description of the fall?
A conflict between surveillance video and your description does not automatically end your claim, but it can affect credibility, fault, causation, and…
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What happens after I authorize my lawyer to accept an insurance settlement offer?
Your lawyer will usually communicate your acceptance to the insurer, review the settlement documents with you, obtain the settlement payment, and place the…
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What evidence should I preserve to support my hit-and-run injury claim?
Preserve evidence showing the fleeing vehicle’s identity, how the collision happened, the damage caused, your injuries, your financial losses, and your…
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What evidence can support my injuries if my medical treatment is not yet fully documented?
Medical records are important, but they are not the only evidence that can support your injuries while treatment is ongoing.
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What does it mean when both insurance companies tender their policy limits?
It generally means the at-fault driver’s insurer and your underinsured motorist insurer have each offered the maximum amount they say is available for the…
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What documentation do I need to support a lost-wage claim after an accident?
You generally need records showing that the accident-related injury caused you to miss work and how much income you lost.
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What are the at-fault driver's bodily injury coverage limits?
The at-fault driver’s bodily injury coverage limits cannot be determined from the claim demand alone.
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How does ongoing pain in several parts of my body affect the value of my accident claim?
Ongoing pain in several parts of your body may increase the value of a North Carolina accident claim, but the number of painful areas does not create an…
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How does evidence that the other driver was impaired affect my injury claim?
Evidence that the other driver was impaired can strengthen a North Carolina injury claim by supporting fault and, in some cases, a claim for punitive damages.
