Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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Can my injury claim and motorcycle damage claim be handled separately after an accident?
Yes. In many North Carolina motorcycle accident claims, the bodily injury claim and the motorcycle property damage claim are handled on separate tracks,…
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Can my injury attorney help with property damage if they only represent me for bodily injury?
Yes, your injury attorney may be able to help with property damage, but only if the attorney agrees to handle that part of the claim or offers limited…
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Can my injury attorney contact the insurance adjuster about my motorcycle damage?
Yes. If the attorney’s representation includes the property damage issue, your injury attorney can contact the insurance adjuster about your motorcycle damage.
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Can my health insurance company ask to be reimbursed from my car accident settlement?
Yes. A health insurance company or plan administrator may ask to be reimbursed from a North Carolina car accident settlement, but whether it must be paid…
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Can my attorney request my medical records on my behalf for a personal injury claim?
Yes. In a North Carolina personal injury claim, your attorney can usually request your medical records if you sign a proper authorization allowing the…
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Can my attorney communicate with the insurance adjuster for me?
Yes. If you authorize an attorney to help with your North Carolina personal injury claim, your attorney can usually communicate with the insurance adjuster…
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Can I use uninsured motorist coverage if the at-fault driver’s policy is not active?
Yes, you may be able to use uninsured motorist coverage if the at-fault driver did not have active liability insurance at the time of the crash.
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Can I reject a personal injury settlement offer if it feels the same as what the insurer offered before I had a lawyer?
Yes. In a North Carolina personal injury claim, you generally do not have to accept a settlement offer just because the insurer made it or because your lawyer…
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Can I negotiate a personal injury settlement if the insurance company says its offer is final?
Yes, you can usually keep negotiating if you have not accepted the offer, signed a release, or otherwise resolved the claim.
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Can I make the other driver's insurance pay for repairs or replacement after a motorcycle accident?
Usually, yes, you can pursue the at-fault driver's insurance for motorcycle repairs or replacement, but the insurer does not always contact you first.
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Can I ask for changes if something in the insurance demand document is wrong?
Yes. If a pre-demand verification document contains something inaccurate, incomplete, or unclear, you should ask your attorney to correct it before you sign…
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Can a police report policy number help prove whether the other driver had insurance?
Yes, a policy number listed on a North Carolina police report can help an insurer search for coverage, but it does not prove by itself that the other driver…
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Can a health insurer seek repayment if I did not have PIP or medical payments coverage?
Yes. The absence of PIP or medical payments coverage does not automatically prevent a health insurer or health plan from seeking repayment from a North…
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Why does it matter when my health insurance started after an accident?
The start date matters because it helps separate which accident-related medical bills could have been billed to health insurance, which bills remain unpaid,…
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Why does a claims company need a letter of representation before opening an injury claim?
A claims company usually asks for a letter of representation to confirm that the law firm has permission to communicate for the injured person before it opens…
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Who should communicate with the claims company after someone hires a personal injury lawyer?
After someone hires a personal injury lawyer, the lawyer or the lawyer’s office should usually communicate with the claims company about the injury claim.
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Who can help me understand funding options while my car accident claim is still pending?
Your current personal injury attorney is usually the first person who can help you understand funding options tied to a pending car accident claim.
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What should I look for in a settlement release after a crash with an uninsured trucking company?
Look for language that limits the release to the specific payment being made and does not give up uninsured motorist coverage, underinsured motorist coverage,…
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What should I do if an insurance company needs more information about my injury claim?
Respond carefully, but do not guess, over-disclose, or ignore the request. In a North Carolina injury claim, the insurance company may reasonably ask for…
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What should I do if an insurance claims representative asks for documents for my injury claim?
If an insurance claims representative asks for documents, do not ignore the request, but do not send everything without review.
