Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What should I do if an insurance company needs more information about my injury claim?
Respond carefully, but do not guess, over-disclose, or ignore the request. In a North Carolina injury claim, the insurance company may reasonably ask for…
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What should I do if an insurance claims representative asks for documents for my injury claim?
If an insurance claims representative asks for documents, do not ignore the request, but do not send everything without review.
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What should I consider before taking a loan against a personal injury claim?
Before taking a loan or cash advance tied to a personal injury claim, consider the total repayment cost, whether the company will claim part of your…
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What should be included in a release when there may be additional insurance or endorsement funds available?
A release should be narrow enough to settle only the claim being paid, while clearly preserving any unresolved claim for additional insurance, a motor carrier…
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What medical records are usually needed for a personal injury claim?
Most North Carolina personal injury claims need complete medical records and itemized bills for every provider who treated the accident-related injuries.
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What is required commercial trucking coverage and how can it help after an accident?
Required commercial trucking coverage is insurance, a bond, or approved financial responsibility that certain truck owners and motor carriers must maintain…
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What is a letter of representation in a personal injury claim?
A letter of representation is a written notice telling an insurance company that an attorney represents an injured person for a specific claim.
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What information is usually needed to move an injury claim forward with an insurance company?
Usually, the insurer needs enough information to identify the claim, confirm who represents the injured person, evaluate fault, connect the injuries to the…
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What information does an insurance company usually need to discuss my injury claim?
An insurance company usually needs enough information to identify the claim, confirm who is authorized to speak for the injured person, understand how the…
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What information do I need to provide to an attorney after a car accident if another passenger has most of the paperwork?
You do not need to have every document before speaking with a personal injury attorney.
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What happens if the truck that hit me had no available liability coverage but may have a motor carrier endorsement?
You may need to handle the claim on two tracks: an uninsured motorist claim with your own insurer and a separate effort to preserve any recovery tied to the…
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What happens if I got health insurance after my accident but did not use it for treatment?
Getting health insurance after an accident does not automatically erase unpaid medical bills or change what happened before the policy became active.
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What happens after I complete medical treatment for an accident injury claim?
After you complete treatment, the injury claim usually moves into a documentation and evaluation stage.
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What does it mean if my health plan says it will not pursue subrogation after my personal injury claim?
It usually means the health plan is saying it does not intend to seek repayment from your personal injury recovery for medical benefits it paid.
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What documents should I provide to support my injury insurance claim?
You should provide documents that show what happened, why another person or business may be responsible, what injuries you reported, what treatment and bills…
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What are final lien letters in a personal injury case?
Final lien letters are written payoff or confirmation letters from medical providers, health plans, or other lienholders stating the final amount they claim…
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How does pre-settlement funding work after a car accident?
Pre-settlement funding is usually money advanced against a pending injury claim, with repayment expected from any settlement or recovery.
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How do I pursue a claim when the other driver was at fault but I do not have all the insurance details yet?
Yes, you can usually begin a North Carolina injury claim even if you do not yet have every insurance detail.
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How do I know whether all liens have been identified in my injury case?
You usually know liens have been reasonably identified when every known medical provider, health plan, government benefit program, and other possible…
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How do I document knee and shoulder injuries after an accident?
Document knee and shoulder injuries by keeping a complete treatment timeline, all medical records and bills, notes about symptoms and limits, and proof…
