Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
-
What happens if I got health insurance after my accident but did not use it for treatment?
Getting health insurance after an accident does not automatically erase unpaid medical bills or change what happened before the policy became active.
-
What happens after I complete medical treatment for an accident injury claim?
After you complete treatment, the injury claim usually moves into a documentation and evaluation stage.
-
What does it mean if my health plan says it will not pursue subrogation after my personal injury claim?
It usually means the health plan is saying it does not intend to seek repayment from your personal injury recovery for medical benefits it paid.
-
What documents should I provide to support my injury insurance claim?
You should provide documents that show what happened, why another person or business may be responsible, what injuries you reported, what treatment and bills…
-
What are final lien letters in a personal injury case?
Final lien letters are written payoff or confirmation letters from medical providers, health plans, or other lienholders stating the final amount they claim…
-
How does pre-settlement funding work after a car accident?
Pre-settlement funding is usually money advanced against a pending injury claim, with repayment expected from any settlement or recovery.
-
How do I pursue a claim when the other driver was at fault but I do not have all the insurance details yet?
Yes, you can usually begin a North Carolina injury claim even if you do not yet have every insurance detail.
-
How do I know whether all liens have been identified in my injury case?
You usually know liens have been reasonably identified when every known medical provider, health plan, government benefit program, and other possible…
-
How do I document knee and shoulder injuries after an accident?
Document knee and shoulder injuries by keeping a complete treatment timeline, all medical records and bills, notes about symptoms and limits, and proof…
-
How can I make sure the insurance company has the right information for my injury claim?
You can help make sure the insurer has the right information by sending complete, organized, and accurate claim documents, keeping written proof of what was…
-
How can I make sure a settlement release does not give up my right to pursue other insurance coverage after a truck accident?
Use a narrow, written release that settles only the specific uninsured motorist claim with your own insurer and clearly reserves all other claims, parties,…
-
How can I make sure a release does not waive other insurance coverage after a truck accident?
You reduce the risk by having the release narrowly drafted before anyone signs it.
-
How can I handle communication with an insurance adjuster after opening an injury claim?
Handle adjuster communication carefully, in writing when possible, and through your attorney if you are represented.
-
How can I check the status of my injury claim with an insurance company?
You can check the status of an injury claim by contacting the assigned insurance representative with the claim number, date of loss, injured person’s name,…
-
How can an incorrect health insurance affidavit affect my personal injury claim?
An incorrect health insurance affidavit can delay a North Carolina personal injury claim, create confusion about unpaid medical bills, and raise credibility…
-
Do I need to disclose health insurance I had during injury treatment if it did not pay for my care?
Yes. If health insurance existed during any part of your injury treatment, your affidavit or claim paperwork should usually disclose that fact accurately,…
-
Can my insurer require reimbursement if I later recover money through a trucking company’s required endorsement?
Yes, your own insurer may have a reimbursement or subrogation claim if it pays uninsured motorist benefits and you later recover from a legally responsible…
-
Can my health problems affect how I participate in an injury claim or settlement discussions?
Yes. Health problems can affect how you communicate with insurers, gather records, review settlement documents, attend meetings, or make decisions, but they…
-
Can my health plan ask to be reimbursed from my personal injury settlement?
Yes, a health plan may ask to be reimbursed from a personal injury settlement, but whether it has an enforceable claim depends on the type of plan, the plan…
-
Can my attorney speak directly with the insurance company about my injury claim?
Yes. If an attorney represents you in a North Carolina injury claim, the attorney can usually communicate directly with the insurance company or claims…
