Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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Can I seek compensation for back pain and driving anxiety after being rear-ended?
Yes. A North Carolina injury claim may include crash-related back pain, reasonable treatment expenses, physical pain, and documented driving anxiety or other…
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Can I hold my landlord responsible for my back injury if the apartment floor collapsed after repeated maintenance requests were ignored?
Possibly. North Carolina law requires residential landlords to keep rental premises fit and habitable and identifies unsafe flooring as an imminently…
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Can an insurance company contact a represented person directly about a child passenger's separate coverage information?
Usually, yes—if the attorney represents the injured driver but does not represent the child passenger, an insurer may contact the driver or parent about the…
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Can an injured passenger use medical payments coverage under the vehicle owner's policy?
Yes, an injured passenger may be covered by the vehicle owner’s medical payments coverage if the policy included that coverage on the accident date and its…
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Can an injured passenger seek underinsured motorist coverage when another insurer has accepted liability?
Yes, an injured passenger may be able to seek underinsured motorist coverage even when the other driver’s insurer accepts liability.
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Can an accident-related medical payment affect my coverage for a replacement wheelchair or other necessary equipment?
Yes, an accident-related payment can affect how insurers coordinate benefits, calculate cost sharing, or process a request for a replacement wheelchair, but…
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Can a landlord terminate my lease after I report a dangerous condition that later causes an injury?
A North Carolina landlord may sometimes terminate a lease after a safety complaint, but the landlord generally cannot use eviction as retaliation for a…
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Who may be responsible when a vehicle goes around stopped traffic and hits a driver making a left turn?
Either driver may be found responsible, depending on the road layout, visibility, signals, speed, and whether the passing vehicle was using a lawful travel…
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Who is responsible for resolving a public health benefits lien against settlement proceeds?
The injured beneficiary and, when represented, the attorney handling the settlement generally share responsibility for making sure a public health benefits…
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Who can respond to a personal injury demand if the assigned insurance adjuster is unavailable?
A backup adjuster, claims supervisor, team lead, claims manager, or another insurance representative with authority over the file may respond when the…
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Which insurance company handles a claim involving a bus and a privately owned vehicle?
The correct insurance company depends on who caused the collision, who owned and operated each vehicle, whether the private vehicle was rented, and whether…
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What should I do if police responded to the accident but did not prepare an official crash report?
Contact the responding agency to confirm whether a report is pending, was classified as unnecessary, or exists under a different incident number.
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What paperwork must be completed after both sides agree to settle an injury claim?
After both sides agree to settle an injury claim, the claimant usually signs a written release, confirms any required payment instructions, and reviews a…
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What options does my spouse have if the insurance settlement offer does not adequately cover the injuries and surgeries?
Your spouse does not have to accept an inadequate settlement offer. Before signing a release, your spouse may document the full extent of the injuries,…
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What options do I have for paying accident-related medical bills if my policy does not include first-party coverage?
You may be able to use health insurance, arrange payments directly with medical providers, identify other potentially available coverage, or seek…
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What medical records should my spouse preserve after receiving hospital, surgical, and chiropractic treatment?
Your spouse should preserve the complete medical chart and separate billing records from every provider involved, including ambulance, hospital, surgeon,…
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What injuries and medical concerns has the claimant reported?
The claimant has reported rib, shoulder, neck, and lower-back injuries after a vehicle accident and is still receiving treatment.
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What information can help identify the correct insurance coverage after a car accident?
The most useful information includes the vehicle identification number, license plate, registered owner’s full name, driver’s identifying information, crash…
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What information can an insurer use to find coverage when the driver and vehicle owner are different people?
An insurer may search for coverage using information about both the driver and the vehicle owner, including their full names, addresses, driver’s license…
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What happens when I sign a release accepting a policy-limits settlement?
Signing a settlement release usually ends your injury claim against the people, companies, and insurers named in the document, even if another medical bill…
