Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What injuries and medical concerns has the claimant reported?
The claimant has reported rib, shoulder, neck, and lower-back injuries after a vehicle accident and is still receiving treatment.
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What information can help identify the correct insurance coverage after a car accident?
The most useful information includes the vehicle identification number, license plate, registered owner’s full name, driver’s identifying information, crash…
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What information can an insurer use to find coverage when the driver and vehicle owner are different people?
An insurer may search for coverage using information about both the driver and the vehicle owner, including their full names, addresses, driver’s license…
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What happens when I sign a release accepting a policy-limits settlement?
Signing a settlement release usually ends your injury claim against the people, companies, and insurers named in the document, even if another medical bill…
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What happens to accident-related health insurance claims when I sign a settlement release?
Signing a settlement release usually ends your right to seek additional accident compensation from the parties named in the release, but it does not…
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What happens if the vehicle involved in the crash may have been a rental?
A possible rental vehicle adds an insurance investigation, but it does not prevent you from pursuing a North Carolina injury claim.
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What happens if my spouse needs another surgery before resolving the injury claim?
A possible second surgery can significantly affect when and how an injury claim should be resolved.
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What evidence can I use to support my account when there is no official police report?
You can support your account with photographs, video, witness statements, vehicle damage records, electronic data, insurance communications, and a detailed…
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What does it mean when an insurance company offers its full policy limit?
It usually means the insurance company is offering the maximum amount available under a particular liability coverage for the claim.
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What does a public health benefits lien letter mean after a personal injury settlement?
A public health benefits lien letter usually means that a government health program believes it paid medical expenses connected to your injury and may have a…
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What can I do when an insurer has not responded to a personal injury demand?
Confirm that the insurer received a complete demand, follow up in writing, and ask the assigned adjuster, backup adjuster, or supervisor for a response by a…
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What can I do if an insurer cannot locate the other driver's policy?
An insurer’s inability to locate a policy does not necessarily mean the other driver was uninsured.
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Should I continue chiropractic treatment or switch to physical therapy after an accident?
The decision should be based on your condition and a licensed medical provider’s recommendation, not on what you think an insurer wants to see.
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Is an information exchange form enough to support an insurance claim after a car accident?
An information exchange form is usually enough to help you open an insurance claim, but it is rarely enough by itself to prove fault or the amount of the loss.
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How is fault determined when another vehicle goes around a stopped car and hits me while I am turning?
Fault depends on how each vehicle moved, whether the turn was signaled and reasonably safe, and whether the passing driver used a lawful lane and kept a…
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How can I open an injury claim if I do not have the other driver's insurance policy number?
You can often open an injury claim without the other driver's policy number by giving the insurer enough information to locate coverage, such as the driver's…
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How can I identify the correct insurer after a crash when the driver and vehicle owner are different people?
Start with the insurance connected to the vehicle, but do not assume it is the only possible coverage.
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How can I handle injury claims for my children after they were in the same accident?
Handle each child’s injury claim separately, even though everyone was hurt in the same accident.
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How can I find a lawyer who handles malpractice lawsuits?
Start by identifying whether the possible claim involves medical care, legal services, or another licensed profession, and then look for a North Carolina…
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How can I file an auto accident claim if the insurance company cannot find the other driver's policy?
You can still open and investigate the auto accident claim even if an insurer cannot find the other driver’s policy.
