Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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How do pre-existing neck or disc problems affect a whiplash injury claim?
In North Carolina, a pre-existing neck or disc condition does not automatically prevent a whiplash claim.
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How do MedPay benefits affect repayment of medical bills when there is a personal injury claim?
In North Carolina, MedPay (medical payments coverage) is typically a first-party auto benefit that can pay medical bills early, regardless of fault, and that…
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How do lost wages get verified and factored into a personal injury settlement offer?
In North Carolina personal injury claims, lost wages are usually verified with objective proof—most often an employer wage verification plus pay records—and…
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How do I show that my medical bills are still owed and should be included in the settlement value?
In North Carolina, the cleanest way to show medical bills are still owed is to provide itemized billing statements and/or a current balance letter from each…
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How do I know whether my accident qualifies for a personal injury case?
In North Carolina, an accident may qualify for a personal injury case if someone else likely caused it (even partly), you suffered real harm (injuries and…
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How do I find the exact date of my car accident if I don’t remember it?
If you can’t remember the exact crash date, you can usually confirm it by pulling a record that time-stamps the event—most often the North Carolina crash…
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How do health insurance payments or write-downs affect what I can recover in my injury settlement?
In North Carolina, health insurance payments and “write-downs” can affect how medical expenses are valued in a claim, but they do not automatically cap what…
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How can I get the insurance company to increase their settlement offer after they’ve already made one?
You usually increase a settlement offer by giving the insurer better, clearer proof of (1) fault and (2) the full impact of your injuries—especially medical…
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How can I find out whether the injured person has MedPay or PIP coverage for the accident date?
In North Carolina, the most reliable way to confirm MedPay (medical payments) coverage for a specific accident date is to get the injured person’s auto…
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How can I challenge an insurer’s denial that says there was no coverage on the accident date?
In North Carolina, a “no coverage on the accident date” denial is often challenged by forcing the insurer to document exactly why it believes the policy…
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Does it help my case that a store employee saw me fall and helped fill out an incident report?
Yes, it can help. A store employee who witnessed the fall and helped complete an incident report may support key issues like when and where the fall happened,…
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Can the police department locate a crash report if I only know the month the accident happened?
Sometimes, yes—but it depends on how the department’s records system is set up and how much identifying information you can provide.
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Can my shoes or lack of traction be used against me in a slip-and-fall claim?
Yes. In a North Carolina slip-and-fall claim, the store (or its insurer) may argue your shoes, tread, or “lack of traction” contributed to the fall.
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Can my case move forward or be settled before all of my medical records and bills are received?
Yes—your North Carolina personal injury case can often keep moving (and sometimes even settle) before every last medical record and bill arrives.
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Can I still make a claim if the crash happened in heavy rain but I was stopped at a red light when I got hit?
Yes. In North Carolina, being rear-ended while you’re stopped at a red light often supports a negligence claim, even if it was raining heavily—drivers still…
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Can I still bring a case if a police report was made but I don’t have ongoing medical records yet?
Yes. In North Carolina, you can still pursue an injury claim even if you only went to the ER and don’t have ongoing medical records yet.
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Can I negotiate a higher settlement offer if my medical bills are higher than the offer amount?
Yes. In North Carolina, a settlement offer does not have to match your medical bills, and you can ask for more if the offer does not fairly account for your…
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Can an insurer include or exclude certain doctor visits if they think the visits were unrelated to the accident?
Yes. In a North Carolina injury claim, an insurer can decide that certain visits or charges are not “accident-related” and leave them out of its evaluation or…
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What should I do right after a car accident if I didn’t call the police or get a police report?
In North Carolina, not having a police report does not automatically prevent you from making an insurance claim or (if needed) pursuing a legal claim.
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What should I do if I receive letters from my health insurer about my injury claim?
Don’t ignore the letters, and don’t sign or agree to anything without understanding what the insurer is asking for.
