Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What information should I include when I make a counteroffer on a personal injury claim?
In North Carolina, a strong counteroffer usually explains why the insurer’s number is too low and backs your number up with organized proof of fault and…
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What happens if the insurance adjuster ignores my counteroffer or delays responding?
In North Carolina, an adjuster’s silence usually does not “accept” your counteroffer or stop the clock on your case—it typically just means negotiations are…
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How is fault determined when a crash happens while turning out of a parking garage onto a two-way street?
In North Carolina, fault in this situation usually turns on right-of-way and lookout: a driver entering a street from a parking garage or driveway generally…
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How do I know whether the insurance company’s initial offer is too low for my injuries and losses?
In North Carolina, an initial offer is often “too low” if it does not fully account for (1) all reasonable medical expenses and related out-of-pocket costs,…
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How do I document vehicle damage and get a proper repair estimate to support my claim?
In North Carolina, the strongest property-damage claim file usually includes clear photos/video, a written repair estimate that lists parts and labor, and…
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Can I negotiate a settlement directly with the insurance company if I already have an attorney?
You generally can talk with an insurance adjuster even if you already have a lawyer, but it is usually not a good idea to negotiate settlement terms directly…
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What should I do next if I’m not sure whether I’m injured but I was in a car accident?
If you’re not sure you’re injured after a car accident, your next steps should focus on (1) safety, (2) documenting what happened, and (3) creating a clear…
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What kind of medical providers should I see after a car accident to document foot, ankle, and chest pain?
In North Carolina, the “right” providers are the ones who can (1) rule out dangerous conditions and (2) create clear, consistent medical records tying your…
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What happens if the other driver turns out to be uninsured or underinsured?
In North Carolina, if the at-fault driver has no insurance (uninsured) or not enough insurance (underinsured), you may be able to make a claim under…
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What happens if the insurance company denies or lowballs my diminished value claim?
In North Carolina, a denied or low diminished value offer usually means you need stronger proof of the vehicle’s market value loss—not just the repair bill.
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What are my options for getting medical care after a car accident if I don’t have health insurance?
In North Carolina, you can often still get medical care after a car wreck even if you do not have health insurance.
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Should I give a recorded statement to the liability adjuster?
In most North Carolina car accident injury claims, you are not required to give a recorded statement to the other driver’s liability adjuster.
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How long do I have to file a car accident claim after the crash?
In North Carolina, you usually have three years to file a lawsuit for injuries or vehicle damage from a car crash.
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How does the police report help my car accident claim, and how do I use the report number?
In North Carolina, the police crash report is usually a starting point for your claim because it documents who was involved, where it happened, what the…
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How do I prove the other driver was at fault if they merged into my lane and hit the side of my car?
In North Carolina, you usually prove fault in a “merged into my lane” sideswipe by showing the other driver changed lanes without making sure it was safe and…
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How can I get my car repairs covered when the insurance company says they won’t pay anything?
In North Carolina, a “no payment” decision on car repairs is often a coverage decision (your insurer says the loss is not covered) or a proof decision (they…
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How can I find out the other driver’s insurance information if they wouldn’t share it at the scene?
In North Carolina, the most practical way to identify the other driver’s insurance is usually to get the official crash report (often called a DMV-349).
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How can I fight an insurance denial after a hit-and-run when they say our statements don’t match?
In North Carolina, you can often challenge a hit-and-run denial by (1) pinning down the insurer’s exact reason for denial in writing, (2) correcting or…
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Can I still make a claim if the other driver’s insurance keeps contacting me?
Yes. In North Carolina, an insurance adjuster contacting you—sometimes repeatedly—does not stop you from making an injury claim.
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Can I still bring an injury claim if I don’t have health insurance and can’t afford treatment upfront?
Yes. In North Carolina, you can still bring an injury claim even if you do not have health insurance and cannot pay for treatment upfront.
