Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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How do I submit treatment bills and proof for reimbursement under medical payments coverage, and are there deadlines I should know about?
In North Carolina, you submit a MedPay claim directly to your auto insurer with itemized medical bills, related medical records, and a short explanation tying…
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How do I decide whether to accept a settlement after a car accident when my medical treatment was minimal?
In North Carolina, accept a car accident settlement only after you confirm liability is clear, you understand your injuries and future care needs, and you…
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How do I coordinate med pay with my health insurance and any hospital or provider liens to avoid double billing?
In North Carolina, use your auto policy’s medical payments (med pay) coverage for reasonable crash-related medical expenses, subject to the policy’s terms and…
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How can I settle my accident claim if I had a prior concussion and was already in treatment before the crash?: Answered under North Carolina law
In North Carolina, you can recover for an accident that aggravates a preexisting concussion if you prove the crash proximately made your condition worse.
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How can I prove the other driver is at fault for a lane-change crash where I was hit from behind?
Show that the other driver changed lanes when it was not safe and that their movement caused the impact.
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Do I need the police accident report before the insurance company will handle my property damage and injury claim, and what can I do if the report has mistakes or was rejected?
In North Carolina, an insurance company can start and pay a property damage or injury claim without a police crash report, but many adjusters prefer to see it.
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Do I have to give the insurance company my prior medical records, and what happens if I don’t?
In North Carolina, you do not have to give an insurance company blanket access to your prior medical records before a lawsuit is filed.
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Can the insurance company speak directly to me about my car damage if my attorney is only handling my injury claim?: North Carolina
Yes. In North Carolina, an insurer may speak directly with you about your vehicle property damage if your attorney represents you only on the injury claim.
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Can I use medical payments coverage alongside health insurance and still pursue a bodily injury claim against the at‑fault driver?
Yes. In North Carolina, you can use your auto policy’s medical payments (MedPay) coverage and your health insurance, and still pursue a bodily injury claim…
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Can I talk to the other driver’s insurance about car repairs if I’m hiring a lawyer, and what topics should I avoid discussing about injuries or treatment?
Yes. In North Carolina, you may speak with the other driver’s insurer about property damage items like repairs, towing, and rental, even if you plan to hire a…
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Can I be compensated for anxiety or emotional distress from a crash even if my physical injuries were minor?
Yes. In North Carolina, you can recover money for anxiety, emotional distress, and other non-economic harm after a crash even if your physical injuries were…
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What updates or documents should I provide to help move my claim forward?: North Carolina personal injury claims
In North Carolina personal injury claims, keep your lawyer updated on your medical treatment, work status, and any new bills or correspondence.
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What happens to my injury claim if I stop physical therapy because I’m feeling better?: Answered for North Carolina
In North Carolina, you can stop physical therapy, but the insurance company or defendant may argue you failed to “mitigate” your damages if symptoms return or…
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If my imaging was normal and my treatment was limited, how does that affect the value of my claim?: North Carolina personal injury overview
In North Carolina, claim value turns on liability, causation, and provable damages.
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How do I document ongoing symptoms like stiffness and limited neck rotation so they’re reflected in my case?: North Carolina
In North Carolina, the best way to make ongoing symptoms show up in your case is to ensure they appear in your medical records through consistent, specific…
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How do attorney fees and costs work for a car accident case?: North Carolina
In North Carolina car accident cases, attorneys typically work on a contingency fee: the fee is a percentage of your recovery and is paid only if there is a…
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How can I get my chiropractic bills reimbursed if I pay out of pocket while the insurer is still deciding liability?: Practical steps in North Carolina
In North Carolina, you can often get interim payment through your own auto policy’s Medical Payments (MedPay) coverage if you purchased it, regardless of…
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Can I include an ambulance ride in my claim even if I never received a bill and don’t know which EMS transported me?
Yes. In North Carolina, you can claim reasonable and necessary medical expenses caused by someone else’s negligence, and that includes an EMS/ambulance…
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Can I be reimbursed for over-the-counter medications, patches, and other self-care I’ve used during recovery?: Clear guidance under North Carolina personal injury law
Yes. In North Carolina, you can claim out-of-pocket medical expenses that are reasonable, necessary, and caused by the accident, including over-the-counter…
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Can delays by the insurance company affect my claim timeline or settlement?
Yes and no. Insurance company delays can slow your payout and negotiation, but they do not extend North Carolina’s deadline to file a lawsuit.
