Firm news
Articles from the firm
Guidance written by the attorneys who handle the cases — on car accidents, insurance, liens, and what happens after an injury in North Carolina.
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What happens if the other driver and their insurer claim I pulled out in front of them but I disagree?
In North Carolina, the insurer may try to deny your claim by arguing you were at fault for pulling out, because even small fault can bar recovery under…
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How long does it usually take to collect records and send a settlement demand?: Typical North Carolina personal-injury timeline
In North Carolina, most injury cases can assemble medical records, bills, and lien information and send a settlement demand about 30–90 days after you finish…
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How can I stop discussing my injuries with the other driver’s insurer after I hire a lawyer, and what do I say if they call?: North Carolina
In North Carolina, you generally do not have to talk to the at-fault driver’s insurance company or give it a recorded statement.
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How can I challenge a police report that wrongly says I caused the crash?: North Carolina guide
In North Carolina, a police crash report does not decide legal fault, and there is no formal “appeal” of the report.
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Can I still get my car repaired and medical bills covered if I’m being blamed?: North Carolina
Yes. In North Carolina, you can usually get your car repaired through your own collision coverage and have medical bills paid under your health insurance or…
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What is the usual timeline for a fall injury claim from acknowledgment letter to settlement, and when should I expect updates?
In North Carolina, most slip-and-fall claims settle after medical treatment is stable and records are collected, which commonly takes several months from the…
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What happens to my injury claim if there’s a gap between my ER visit and later chiropractic care?: North Carolina
In North Carolina, a gap in treatment does not automatically defeat your injury claim, but insurers often use it to challenge causation and the amount of your…
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What happens if I try to settle while I’m still seeing the chiropractor—does that limit what I can recover?
In North Carolina, you can settle a personal injury claim at any time, but once you sign a release you cannot recover more later—even if you need additional…
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If my pain continues and I start physical therapy, how should I document ongoing treatment so it’s covered?: clear, insurer-ready records under North Carolina law
In North Carolina, keep clear, consistent records that show your treatment is reasonable, necessary, and caused by the crash.
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How do I move a claim forward when multiple insurers are involved and each points to the other?: clear steps under North Carolina law
In North Carolina, you can push your claim forward by pursuing all potentially at-fault drivers at the same time, sending a clear, well-documented demand,…
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How can I tell when it’s the right time to stop treatment and move forward with a settlement demand without hurting my claim?
In North Carolina, the safest time to send a settlement demand is after you reach maximum medical improvement (MMI) or your provider formally discharges you.
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How can I get my treatment covered after a crash when the at‑fault car was a car‑sharing rental and I can’t reach the insurer?: Answered for North Carolina
In North Carolina, pursue the at‑fault driver and identify every potentially applicable liability policy, including policies issued to the vehicle owner or…
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Can I claim lost wages if my doctor keeps me out of work, and what documents do I need to prove it?: North Carolina personal injury guidance
Yes. In North Carolina, you can recover lost wages if you prove your injury from the slip and fall caused you to miss work and show the amount of pay you lost…
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What happens to my settlement if I was uninsured and the insurer applies offsets or write‑offs to my hospital charges?
In North Carolina, the at-fault driver’s insurer generally values past medical expenses by what was actually paid or what is still legally owed, not the…
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What happens to my rates if someone files a claim against my policy even when I’m not at fault?
In North Carolina, a claim against your auto policy does not automatically raise your rates.
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What evidence should I send my insurer to prove I wasn’t at fault, and will a police report be enough?: Practical guidance for North Carolina drivers
In North Carolina, a police crash report helps, but it is usually not enough by itself to settle fault.
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If the adjuster says they have limited authority and won’t move higher, should I file a lawsuit to try to improve the offer?
In North Carolina, filing a lawsuit can move your claim into court, trigger assignment to defense counsel, and often lead to court-ordered mediation—all of…
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How long does my insurer have to accept or deny a claim and notify me of their decision?: Clear timelines and what to expect in North Carolina
North Carolina law does not set a single, hard deadline for every auto claim. Your insurer must investigate promptly and, within a reasonable time after it…
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How do I challenge medical charges the health plan says are related to the accident if some care was unrelated?
In North Carolina, you can dispute a health plan’s claim that all treatment is “accident-related” by filing a timely internal appeal and, for insured plans,…
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How can I stop a claim against my insurance if the police report shows the other driver caused the crash?
You usually cannot stop someone from filing a claim, but you can help your insurer deny and close it.
